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Premium House Insurance

Prestige Home Insurance

We understand that for most people, their home is their most valuable asset. It is not just the bricks and mortar of the property, but also the contents and valuables within the home that require careful consideration to ensure that the correct sums insured and cover are applied.

By choosing Backhouse you will have access to a client manager who will take time to understand your individual needs and arrange the right protection for you. We pride ourselves on offering a personal service to ensure you get the attention you deserve.

We have access to leading insurers who can provide policies with benefits such as:

  • Worldwide all risks cover for your contents and valuables

  • Specialist cover for your fine art and antiques

  • Worldwide cover for your jewellery and watches

  • Annual Travel Insurance

  • Expert claims service

For more information please contact Ian Nixon on 01282 677776

To view our Private Client Brochure please click here>

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Yesterday 4:13 pm (22 hours ago)
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Yesterday, 12:30 pm
The cost of renting a home in Britain rose by 1% in the year to September, with the fastest growth seen in London and Scotland, official statistics show.
Yesterday, 9:15 am
Spirit Pub Company has rejected a takeover offer from cider maker C&C, days after agreeing to recommend a rival offer from Greene King.
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Thursday, 10:53 pm
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Yesterday, 5:28 am
Australia's troubled national carrier Qantas says it is on course to deliver its first pre-tax profits this year in the three months to September.
Yesterday, 11:38 am
Council leaders call for a more "common-sense approach" to term-time holidays.
Thursday, 3:27 pm
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Lloyds Banking Group is planning to cut around 9,000 jobs - around a tenth of its entire workforce - over the next three years, the BBC understands.
Yesterday, 11:06 am
UK politicians react angrily to demands for an extra £1.7bn (2.1bn euros) contribution towards the European Union's budget due to the country's better economic performance.
Yesterday, 7:26 am
China's property prices fall 1.3% in September, marking the first year-on-year fall in the sector.
Thursday, 12:03 am
Builders are preparing to construct new UK homes at a rate not seen since the before the financial crisis, new figures show.
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The Women's Tennis Association finals are being held in Asia for the first time. Sharanjit Leyl speaks to the chair and chief executive of the WTA, Stacey Allaster.
Yesterday, 7:20 am
Infosys boss Vishal Sikka says the Indian software giant is bouncing back after struggling in recent years.
Yesterday, 12:41 am
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HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions