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Premium House Insurance

Prestige Home Insurance

We understand that for most people, their home is their most valuable asset. It is not just the bricks and mortar of the property, but also the contents and valuables within the home that require careful consideration to ensure that the correct sums insured and cover are applied.

By choosing Backhouse you will have access to a client manager who will take time to understand your individual needs and arrange the right protection for you. We pride ourselves on offering a personal service to ensure you get the attention you deserve.

We have access to leading insurers who can provide policies with benefits such as:

  • Worldwide all risks cover for your contents and valuables

  • Specialist cover for your fine art and antiques

  • Worldwide cover for your jewellery and watches

  • Annual Travel Insurance

  • Expert claims service

For more information please contact Ian Nixon on 01282 677776

To view our Private Client Brochure please click here>

8:13 am (an hour ago)
BT apologises and agrees to repay telecoms firms for delays in installing high-speed lines.
12:08 am (9 hours ago)
A third of homebuyers in England have to rely on money from their family, says a new report.
7:01 am (2 hours ago)
The billionaire says UK business success lies beyond Europe because "that's the fast-growing bit".
8:01 am (an hour ago)
Farmers, supermarkets and suppliers call on Theresa May to secure a free trade deal with the EU.
8:49 am (38 minutes ago)
MTR will run South West trains, one of the UK's biggest franchises, along with First Group.
9:11 am (16 minutes ago)
Sterling hits a seven-week dollar high after Donald Trump suffers his first setback in Congress.
Yesterday 7:14 pm (14 hours ago)
Major oil producers consider a six-month extension to production cuts in a fresh bid to boost prices.
6:11 am (3 hours ago)
Two girls travelling on a pass for employees' guests were barred from a flight for wearing leggings.
Yesterday 9:32 am (24 hours ago)
The bulk of the footwear chain is sold to investment firm Endless, saving 72 stores.
Yesterday, 8:01 am
Images show Uber vehicle on its side after apparent high-impact crash with ordinary driver.
Friday, March 24th, 8:39 pm
The author of a major pensions review tells the BBC that the government must avoid past pension mistakes.
Yesterday 8:39 pm (13 hours ago)
Messaging apps which are encrypted must be accessible to those fighting terror, the home secretary says.
Friday, March 24th, 4:06 pm
Supermarkets will cut 2p off the price of a litre of petrol and diesel this weekend.
Friday, March 24th, 4:06 pm
Customers who suffer poor service could get automatic payouts under Ofcom's plan.
12:47 am (9 hours ago)
The boss of floor tiles firm Amtico in Coventry says Brexit is not affecting his company's strategy.
12:04 am (9 hours ago)
Some studies suggest taking your pet to the office has its benefits.
12:48 am (9 hours ago)
Liz Earle, CEO of Liz Earle Wellbeing, shares her business tips for the CEO Secrets series.
12:47 am (9 hours ago)
If you're in the market for some art, here are some top tips from the experts.
Yesterday, 9:20 am
Lufefe Nomjana grows, bakes and sells healthy spinach bread and juices in his local community.
Friday, March 24th, 10:29 pm
The Ivorian farmers benefiting from a unique, but labour intensive, blend of compost.
Friday, March 24th, 4:57 pm
The BBC’s technology correspondent Rory Cellan-Jones gets a beer poured for him by a robotic barman - but how long does it take?
Friday, March 24th, 12:34 pm
Small-scale tobacco farmers in Zimbabwe have little to invest due to poor profit margins and a weak economy.
12:06 am (9 hours ago)
Khalil Rafati beat his heroin and crack cocaine addiction and went on to become a health food millionaire.
12:09 am (9 hours ago)
Is Google's position as the world's leading search engine now unassailable?
Yesterday, 12:34 am
BBC News asked women how they had coped financially while they were on maternity leave.
Yesterday, 2:50 am
A new budget airline from the owner of British Airways may not make reaching distant destinations cheaper.
Friday, March 24th, 12:07 am
Theo Leggett examines what changes new owners Liberty Media might bring in to re-energise Formula 1.
Friday, March 24th, 12:13 am
How new technologies are transforming outdoor advertising.


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley