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Premium House Insurance

Prestige Home Insurance

We understand that for most people, their home is their most valuable asset. It is not just the bricks and mortar of the property, but also the contents and valuables within the home that require careful consideration to ensure that the correct sums insured and cover are applied.

By choosing Backhouse you will have access to a client manager who will take time to understand your individual needs and arrange the right protection for you. We pride ourselves on offering a personal service to ensure you get the attention you deserve.

We have access to leading insurers who can provide policies with benefits such as:

  • Worldwide all risks cover for your contents and valuables

  • Specialist cover for your fine art and antiques

  • Worldwide cover for your jewellery and watches

  • Annual Travel Insurance

  • Expert claims service

For more information please contact Ian Nixon on 01282 677776 or email inixon@backhouse.co.uk

To view our Private Client Brochure please click here>

7:03 am (5 hours ago)
The Parliamentary Commission on Banking Standards calls for new measures, including criminal sanctions, to make bankers responsible for their own failings.
11:15 am (19 minutes ago)
Dalian Wanda Group, a Chinese property developer, says it will spend £1bn ($1.6bn) to buy a British yacht maker and property in London.
11:10 am (25 minutes ago)
The average single person in their twenties will now have to save for over 14 years before they can buy a home, says the housing charity Shelter.
11:25 am (10 minutes ago)
The Bank of England governor was outvoted again at his final monetary policy committee meeting, with the body voting 6-3 against more stimulus measures.
10:01 am (an hour ago)
Cyprus President Nicos Anastasiades urges eurozone leaders to help his country's biggest bank and sharply criticises the bailout agreed in March.
8:00 am (4 hours ago)
Japanese exports rose in May at the fastest annual rate since 2010 as the yen weakened, providing a boost to Prime Minister Shinzo Abe's plan to revive the economy.
12:10 am (11 hours ago)
A new consistent system of front-of-pack food labelling is to be introduced in the UK, the government says.
9:14 am (2 hours ago)
Shares in London fall in early trade with investors expected to remain cautious ahead of news from the US Federal Reserve.
8:59 am (3 hours ago)
US satellite TV operator Dish Network says it will not submit a revised bid for Sprint Nextel, leaving the way open for a rival bid from Japan's Softbank.
Yesterday 5:48 pm (18 hours ago)
Leaders of the G8 major economies agree plan to clamp down on money launderers, illegal tax evaders and corporate tax avoiders.
11:29 am (5 minutes ago)
Deloitte Financial Advisory Services is suspended for one year from doing new consulting work in New York after regulators criticised its work at Standard Chartered.
Yesterday 8:13 pm (15 hours ago)
Chrysler agrees to recall 2.7 million Jeeps that could be at risk of fuel tank fires, after initially refusing a US government request to do so.
Yesterday 1:42 pm (22 hours ago)
The bosses of the Lloyds Banking Group tell MPs that they knew there was a black hole in the accounts of the Co-op Bank, four months before a vital deal with them collapsed.
Yesterday 4:22 pm (19 hours ago)
New car sales across Europe fell to their lowest level in two decades in May as the deepening recession hurt demand.
Yesterday 12:40 pm (23 hours ago)
Former UBS and Citigroup trader Tom Hayes is charged by the Serious Fraud Office over Libor.
Yesterday 2:27 pm (21 hours ago)
The rate of consumer price index (CPI) inflation increased to 2.7% in May, up from 2.4% in April, the Office for National Statistics (ONS) says.
Yesterday 12:32 pm (23 hours ago)
Building Societies are warning the government about a future house price bubble, unless it plans how to end its Help to Buy programme.
Monday, 4:41 pm
UK household finances are improving, a survey suggests, although most people still believe their financial circumstances are deteriorating.
Monday, 7:18 am
Credit unions should be allowed to charge more and take bigger deposits, according to a think tank.
Saturday, June 15th, 12:27 pm
A price promise offered by P&O cruises for those who book their cabins a long way in advance is criticised by some passengers.
Yesterday, 12:18 am
The former boss of Wickes and Iceland, Bill Grimsey, has outlined his vision of how to revamp the UK's struggling High Streets.
Monday, 10:59 am
Two major union federations in Turkey call a one-day strike to protest against the police crackdown on anti-government demonstrations, following the clearing of Gezi Park on Saturday.
Monday, 7:10 pm
Greek Prime Minister Antonis Samaras is holding crisis talks with coalition allies over his decision to shut down national broadcaster ERT.
Monday, 12:10 am
If you ever fancied organising a concert by your favourite band, UK technology company Songkick could have the answer.
Thursday, June 13th, 12:21 am
The BBC’s Jill Martin visits a former nun and a beer nut in the US state of Georgia to discover why passion is seen as the vital ingredient in brewing a successful US small business.
Monday, June 10th, 12:07 am
Before the financial crisis, Jean-Christophe Menz could just walk into a bank and ask for money - not any more.
Yesterday 9:16 pm (14 hours ago)
BBC Scotland expects administration to follow for Hearts once their parent company UBIG lodges court papers on Wednesday.
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Welsh rugby chief Roger Lewis calls for a home nations rethink of how profits generated by British and Irish Lions tours are split.
Yesterday, 9:05 am
Diego Maradona wins compensation from two Chinese firms for using his name in an online game, Hot-Blooded Soccer, without his consent.
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10:04 am (an hour ago)
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10:03 am (an hour ago)
The Today programme's business news with Simon Jack.
10:02 am (an hour ago)
Lord Myners, the former Labour city minister, says "very little will change for several years as a result of the Tyrie report" on banking standards.
4:02 am (8 hours ago)
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Yesterday 2:17 pm (21 hours ago)
Chinese telecommunications firm Huawei unveils its latest mobile handset, which the company says is the thinnest on the market.
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Where is the middle class growing around the world?
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HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions