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Premium House Insurance

Prestige Home Insurance

We understand that for most people, their home is their most valuable asset. It is not just the bricks and mortar of the property, but also the contents and valuables within the home that require careful consideration to ensure that the correct sums insured and cover are applied.

By choosing Backhouse you will have access to a client manager who will take time to understand your individual needs and arrange the right protection for you. We pride ourselves on offering a personal service to ensure you get the attention you deserve.

We have access to leading insurers who can provide policies with benefits such as:

  • Worldwide all risks cover for your contents and valuables

  • Specialist cover for your fine art and antiques

  • Worldwide cover for your jewellery and watches

  • Annual Travel Insurance

  • Expert claims service

For more information please contact Ian Nixon on 01282 677776 or email

To view our Private Client Brochure please click here>

Yesterday 10:07 pm (4 hours ago)
US and European airlines suspend flights into Israel's Ben Gurion airport after Israeli police confirmed that a rocket landed one mile away.
Yesterday 11:00 pm (3 hours ago)
Technology giant Microsoft reports a 7% fall in profits to $4.6bn in the second quarter, hit by a $692m loss at its newly-acquired Nokia handset division.
Yesterday 10:16 pm (4 hours ago)
Apple reports quarterly profits of $7.75bn up 12%, helped by strong sales of its iPhone.
Yesterday 5:36 pm (9 hours ago)
Royal Mail's share price falls as it warns of lower revenues from its parcels business, but says it should still be able to meet its targets for the year.
Yesterday 4:28 pm (10 hours ago)
Midwives, nurses and ambulance workers are among more than 400,000 NHS workers in England being balloted on industrial action, including strikes, over pay.
Yesterday 6:00 pm (8 hours ago)
The EU will widen sanctions against Russia to include more individuals and consider targeting the defence sector, the Dutch foreign minister says.
Yesterday 8:23 pm (6 hours ago)
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Yesterday 6:01 pm (8 hours ago)
Saudi Arabia's stock market is to open up to foreign investors for the first time, the country announces.
Yesterday 10:51 am (16 hours ago)
UK property sales in June hit their joint highest monthly total since the financial crisis began, figures show, but sales among young adults are low.
Yesterday 10:50 am (16 hours ago)
German discount retailer Lidl, which has around 600 UK stores, publishes the amount of tax it pays in the UK for the first time.
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Yesterday 5:48 pm (9 hours ago)
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Yesterday 2:45 pm (12 hours ago)
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Monday, 4:43 pm
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Wednesday, July 16th, 5:28 pm
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Monday, July 14th, 5:25 pm
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Yesterday 10:32 am (16 hours ago)
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New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions