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Premium House Insurance

Prestige Home Insurance

We understand that for most people, their home is their most valuable asset. It is not just the bricks and mortar of the property, but also the contents and valuables within the home that require careful consideration to ensure that the correct sums insured and cover are applied.

By choosing Backhouse you will have access to a client manager who will take time to understand your individual needs and arrange the right protection for you. We pride ourselves on offering a personal service to ensure you get the attention you deserve.

We have access to leading insurers who can provide policies with benefits such as:

  • Worldwide all risks cover for your contents and valuables

  • Specialist cover for your fine art and antiques

  • Worldwide cover for your jewellery and watches

  • Annual Travel Insurance

  • Expert claims service

For more information please contact Ian Nixon on 01282 677776

To view our Private Client Brochure please click here>

8:00 am (6 hours ago)
Australian entrepreneur Craig Wright has publicly identified himself as Bitcoin creator Satoshi Nakamoto.
9:56 am (4 hours ago)
Failed retailer BHS was 'crashed into a cliff', the chairman of the Business, Innovation and Skills Committee, Iain Wright, tells the BBC.
11:00 am (3 hours ago)
Waiting staff should receive their tips in full and it should be clearer to customers that gratuities are optional, the business secretary says.
11:28 am (2 hours ago)
High Street chain Argos is immediately recalling five Mamas & Papas car seat models, over safety fears.
11:45 am (an hour ago)
Norway's sovereign wealth fund, the biggest of its kind, plans to target excessive executive pay at the companies it invests in.
10:44 am (3 hours ago)
Republican Party front-runner Donald Trump steps up his criticism of China's trade policy, accusing it of "raping" the US.
12:46 pm (44 minutes ago)
British-based firm Reckitt Benckiser admits for the first time selling a humidifier disinfectant that killed a number of people in South Korea.
12:57 pm (34 minutes ago)
Leaked documents from EU-US trade talks reveal a risk to European standards, says Greenpeace - but EU officials strongly reject the claim.
1:00 pm (30 minutes ago)
Vimeo will let video-makers set up their own subscription video streaming services similar to Amazon and Netflix, the firm announces.
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Japanese shares fall more than 3% at the start of trading as yen strength saps the shares in big exporters.
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Puerto Rico's governor says the territory will not make a debt repayment on Monday after a weekend of crunch talks to resolve the financial crisis end without a deal.
Yesterday 8:23 pm (17 hours ago)
Former BHS owner Sir Philip Green is invited to appear before two parliamentary committees to answer questions about the High Street chain's collapse into administration.
Yesterday, 9:19 am
Wales could have 50 vineyards in operation in 20 years' time, according to one grower who has just started selling Welsh wine to France.
7:59 am (6 hours ago)
Australian entrepreneur Craig Wright publicly identifies himself as Bitcoin creator Satoshi Nakamoto.
6:38 am (7 hours ago)
The BBC Business series My Shop visits revisits the cafe that opened in London, trying to sell every food item for £1.
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Yesterday 9:36 pm (16 hours ago)
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Friday, April 29th, 1:18 pm
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Friday, April 29th, 1:04 pm
Despite Nigeria's economic challenges, the hospitality industry still sees room for growth.
Thursday, April 28th, 8:56 pm
With one week of polling left in the Welsh Assembly Elections the steel industry is dominating the campaign.
Thursday, April 28th, 6:55 pm
BBC Breakfast's Steph McGovern takes a look at where the financial services industry stands on Britain's membership of the EU.
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The growing number of people switching careers in later life


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions