COMMERCIAL SERVICES

We can help protect your business, click here to discover our range of comemercial services.

Premium House Insurance

Prestige Home Insurance

We understand that for most people, their home is their most valuable asset. It is not just the bricks and mortar of the property, but also the contents and valuables within the home that require careful consideration to ensure that the correct sums insured and cover are applied.

By choosing Backhouse you will have access to a client manager who will take time to understand your individual needs and arrange the right protection for you. We pride ourselves on offering a personal service to ensure you get the attention you deserve.

We have access to leading insurers who can provide policies with benefits such as:

  • Worldwide all risks cover for your contents and valuables

  • Specialist cover for your fine art and antiques

  • Worldwide cover for your jewellery and watches

  • Annual Travel Insurance

  • Expert claims service

For more information please contact Ian Nixon on 01282 677776

To view our Private Client Brochure please click here>

9:31 am (3 hours ago)
Anderson Group, one of the recruitment industry's most high-profile companies, is promoting an "aggressive" tax avoidance scheme which tax experts are calling "abusive".
12:35 pm (23 minutes ago)
Serious Fraud Office says it is actively assessing "material in its possession" relating to Fifa corruption allegations.
12:54 pm (4 minutes ago)
Pure Gym, the UK's largest gym operator, buys rival workout chain LA Fitness.
12:02 pm (55 minutes ago)
Greek bank deposits fall to their lowest level in more than 10 years as concerns persist over the country's debt burden and possible euro exit.
2:35 am (10 hours ago)
A UK exit from the European Union would be "disastrous" for Britain and Germany warns the German Chambers of Commerce and Industry.
Yesterday 4:33 pm (20 hours ago)
Rail workers in the RMT union are to hold 24-hour and 48-hour strikes next month, after rejecting a pay offer from Network Rail.
12:36 pm (21 minutes ago)
At midday the London market shrugs off concerns over Greece's ability to maintain its debt repayments and bucked the European trend.
Yesterday 8:49 pm (16 hours ago)
The Republic of Ireland's parliament has approved the sale of the nation's 25% stake in Aer Lingus to British Airways owner, IAG.
7:41 am (5 hours ago)
Imax, the Canadian maker of widescreen cinema theatres, is planning an initial public offering (IPO) of its China unit in Hong Kong.
10:03 am (3 hours ago)
Mainland China shares close lower in volatile trade on Friday after plunging more than 6% a day ago, rattling global markets.
Yesterday 9:13 pm (16 hours ago)
Three major carmakers have expanded recalls of vehicles with faulty Takata airbags.
Yesterday, 10:53 am
The UK economy grew by 0.3% in the first quarter, the ONS confirms, with growth being hit by rising imports and a slowdown in the services sector.
8:30 am (4 hours ago)
Michael Jackson's Neverland ranch has gone up for sale for $100m, according to reports.
Monday, 12:55 pm
A family whose image was used in a poster campaign by the group opposing gay marriage in the Republic of Ireland say they were "naive" about stock photography websites.
12:42 pm (16 minutes ago)
Online retailers are increasingly tempting customers away from high street jewellery stores.
12:06 am (13 hours ago)
A Cambridgeshire property director says he is "blown away" by the success of streaming house viewings on Periscope.
8:28 am (5 hours ago)
The official opening of a new football stadium tonight is timely with the scandal engulfing FIFA.
2:21 am (11 hours ago)
Delegates from 17 nations are set to discuss the migrant crisis in South East Asia at a meeting in Bangkok on Friday.
Yesterday, 5:11 am
Macau's biggest casinos plan to invest $25bn in hotels and casinos over the next two years, despite a plunge in gambling revenues.
Yesterday 1:53 pm (23 hours ago)
Pressure mounts on Sepp Blatter to stand down as president of world football's governing body Fifa - in the wake of the corruption allegations around the organisation.
Yesterday, 11:40 am
Former Canadian prime minister Brian Mulroney, described as "an early adopter" because of the reforms he made while in office, talks about his successes and failures.
Yesterday, 5:07 am
China's yuan may become a global reserve currency this year - Bank of America's Claudio Piron explains why that's important.
10:02 am (3 hours ago)
How football's ruling body makes and spends its cash
12:00 am (13 hours ago)
Reaching for the Red Planet
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Are Fifa's sponsors being harmed by the scandal?
12:00 am (13 hours ago)
Future workplace: Shiny tech paradise or robot led dystopia?
Yesterday, 12:00 am
The serious business of serving bar snacks in Brazil
Yesterday, 12:00 am
Why Russian gas companies may turn to China

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions