We can help protect your business, click here to discover our range of comemercial services.

Premium House Insurance

Prestige Home Insurance

We understand that for most people, their home is their most valuable asset. It is not just the bricks and mortar of the property, but also the contents and valuables within the home that require careful consideration to ensure that the correct sums insured and cover are applied.

By choosing Backhouse you will have access to a client manager who will take time to understand your individual needs and arrange the right protection for you. We pride ourselves on offering a personal service to ensure you get the attention you deserve.

We have access to leading insurers who can provide policies with benefits such as:

  • Worldwide all risks cover for your contents and valuables

  • Specialist cover for your fine art and antiques

  • Worldwide cover for your jewellery and watches

  • Annual Travel Insurance

  • Expert claims service

For more information please contact Ian Nixon on 01282 677776

To view our Private Client Brochure please click here>

11:21 am (10 minutes ago)
Thousands of magazine subscribers with WHSmith have received emails containing the details of other customers owing to a processing "bug".
10:45 am (45 minutes ago)
Argentina's central bank has ordered HSBC to replace its chief executive in the country and accused it of failing to prevent tax evasion.
10:31 am (59 minutes ago)
New Jurassic World and Elves ranges help Lego post double-digit sales growth globally in the first half of the year.
9:14 am (2 hours ago)
Chinese markets recovered from early losses on Wednesday, with analysts speculating that the government had stepped in to prop up the market.
7:41 am (4 hours ago)
Nick Robertson, the founder and chief executive of online fashion retailer Asos is to stand down after 15 years, the company has announced.
10:30 am (an hour ago)
There has been a 6% rise in the use of zero hours contracts by UK businesses in the last year, data from the Office for National Statistics (ONS) has shown.
10:52 am (38 minutes ago)
A judge has allowed Uber drivers in California to take legal action to determine whether they are contractors or employees.
Yesterday 9:48 pm (14 hours ago)
Premier League football clubs break the summer transfer window spending record, according to analysis from Deloitte.
Yesterday 6:19 pm (17 hours ago)
Google has made a series of changes to the main logo it uses for its core services.
5:36 am (6 hours ago)
Australia's growth is slower than expected in the second quarter of the year, as the economy struggled to gain momentum.
Yesterday 3:55 pm (20 hours ago)
Building the proposed new High Speed Two (HS2) rail line will mean years of weekend "misery" for rail passengers, according to a campaign group.
Yesterday 4:52 pm (19 hours ago)
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Yesterday 12:04 pm (23 hours ago)
The chief executive of Yahoo, Marissa Mayer, announces she is expecting twin girls but plans to take "limited" time off.
12:44 am (11 hours ago)
NHS staff will be offered exercise classes in a bid to keep them fit and in work, NHS England's chief executive is set to announce.
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As part of the BBC's series on unusual workplaces, we talk to the New York lawyer whose yacht is now his office.
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Indonesians take to the streets to demonstrate against job cuts, low wages and rising food prices.
12:34 am (11 hours ago)
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Yesterday, 3:18 am
What does the collapse in iron ore prices mean for people in the remote mining towns of western Australia?
Yesterday, 12:11 am
BBC News looks at an eco-friendly treehouse office that has opened in Hoxton, east London, designed for freelance workers.
Monday, 7:56 pm
Australia's iron ore industry is facing a slump after decades of success fuelled by demand from China.
Monday, 11:37 am
Scientists develop a way to make ice cream smoother and less likely to melt so quickly on a hot summer day.
Monday, 8:44 am
Indian growth has already outstripped China's for two quarters, but can it maintain that pace of development?
Yesterday, 12:14 am
Why India struggles with luxury brands
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From pipes and cigarettes to smartphones
Yesterday, 12:25 am
The tech turning carbon dioxide into cleaner fuel
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Life in a vast iron ore mine hitting hard times
Monday, 9:16 am
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Monday, 12:46 am
The people who work in quirky spots
Monday, 12:02 am
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Friday, August 28th, 12:00 am
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Is austerity helping or hurting?


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley