We can help protect your business, click here to discover our range of comemercial services.

Premium House Insurance

Prestige Home Insurance

We understand that for most people, their home is their most valuable asset. It is not just the bricks and mortar of the property, but also the contents and valuables within the home that require careful consideration to ensure that the correct sums insured and cover are applied.

By choosing Backhouse you will have access to a client manager who will take time to understand your individual needs and arrange the right protection for you. We pride ourselves on offering a personal service to ensure you get the attention you deserve.

We have access to leading insurers who can provide policies with benefits such as:

  • Worldwide all risks cover for your contents and valuables

  • Specialist cover for your fine art and antiques

  • Worldwide cover for your jewellery and watches

  • Annual Travel Insurance

  • Expert claims service

For more information please contact Ian Nixon on 01282 677776

To view our Private Client Brochure please click here>

2:39 am (10 hours ago)
Hundreds of solar power jobs have been lost owing to planned cuts to subsidies, according to a survey that suggests thousands more jobs could be at risk industry-wide.
11:31 am (45 minutes ago)
Iran overhauls the way in which it offers contracts to foreign energy companies in a bid to attract up to $30bn of new investment.
11:40 am (36 minutes ago)
German airline Lufthansa strikes pay deal with 30,000 ground staff as it looks to avoid further strikes.
Yesterday 1:48 pm (22 hours ago)
A further 333 jobs are saved at steel company Caparo, administrators PwC announce.
Yesterday, 12:12 am
Interest of up to 4% will be paid on new Help to Buy Isas - accounts aimed at helping potential property buyers save for a deposit.
Yesterday 1:12 pm (23 hours ago)
Online retailer Amazon says it has its biggest sales day ever in the UK as shoppers rush to buy bargains on Black Friday.
Friday, 9:32 pm
A Swiss court convicts a former HSBC worker for economic espionage and sentences him to five years in jail in absentia.
Friday, 9:44 pm
Vtech, a company which specialises in electronic toys and educational material for children, confirmed that it has been hacked.
Friday, 10:22 am
China's Shanghai Composite share index closes down by more than 5% after several major brokerage firms announce they are under investigation.
Friday, 10:02 am
The annual rate of increase in UK house prices slowed slightly in November, according to the latest survey from the Nationwide.
Friday, 5:37 pm
The Dutch finance ministry says it will fight a ruling ordering it to recover as much as €30m (£21.2m) in tax from Starbucks.
Friday, 12:21 pm
The UK economy grew by 0.5% in the third quarter of the year, official figures have confirmed, dragged down by a widening trade gap.
Monday, November 16th, 10:59 am
Michelle Sun, 28, the founder of First Code Academy on how she made the leap from investment banking to starting her own business
Monday, November 16th, 3:29 pm
The founder of an online marketplace for elderly care discusses how how her experience with her grandmother inspired the business.
Friday, 4:35 pm
Money is not stretching as far for consumers as Zambia faces rising inflation and a plunging currency.
Friday, 4:34 pm
Steelmakers in South Africa are demanding more protection for the domestic marketplace.
Friday, 12:59 pm
Africa's richest woman talks about the obstacles to economic growth in Angola.
Friday, 1:05 pm
Prasanto K Roy spent about $500,000 on India's first certified eco-house in the capital Delhi.
Friday, 1:02 pm
Indian CEO of Australian firm Euro Solar, Satish Patel, shares his plans to expand his business back home.
Friday, 5:39 am
How far has the traditional start of the US Christmas shopping season - Black Friday - spread around the world?
Yesterday, 2:35 am
Is there an economic case for tackling climate change?
Yesterday, 12:12 am
How the government will boost your savings to help buy a home
Friday, 10:01 pm
Why Wasps rugby club is buzzing again
Friday, 12:25 am
It's a love-hate relationship
Friday, 12:28 am
Do social media apps in the office spell the end for work emails?
Friday, 12:27 am
Power cuts are seriously affecting many of Zambia's businesses
Thursday, 12:09 am
Should the UK choose between the EU and the Commonwealth?
Thursday, 12:13 am
The businesses offering hope to Mexican prisoners
Wednesday, 12:18 am
How Ireland built a cheese movement


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley