We can help protect your business, click here to discover our range of comemercial services.

Premium House Insurance

Prestige Home Insurance

We understand that for most people, their home is their most valuable asset. It is not just the bricks and mortar of the property, but also the contents and valuables within the home that require careful consideration to ensure that the correct sums insured and cover are applied.

By choosing Backhouse you will have access to a client manager who will take time to understand your individual needs and arrange the right protection for you. We pride ourselves on offering a personal service to ensure you get the attention you deserve.

We have access to leading insurers who can provide policies with benefits such as:

  • Worldwide all risks cover for your contents and valuables

  • Specialist cover for your fine art and antiques

  • Worldwide cover for your jewellery and watches

  • Annual Travel Insurance

  • Expert claims service

For more information please contact Ian Nixon on 01282 677776 or email

To view our Private Client Brochure please click here>

2:47 am (3 hours ago)
British bank Standard Chartered has agreed to pay $300m to New York's top banking regulator for failing to improve money laundering controls.
Yesterday 8:29 pm (9 hours ago)
Former Microsoft chief executive Steve Ballmer announces he is stepping down from the board with immediate effect.
Yesterday 7:38 pm (10 hours ago)
More than 2,400 former Lehman Brothers bankers will have their pensions paid in full following a six-year legal battle.
Yesterday 10:25 pm (7 hours ago)
Apple shares surged to a record high on Tuesday helping to drive shares on Wall Street up for a second consecutive day.
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Australia's Woodside Petroleum sees a 27% jump in first half profit, mainly driven by higher prices for its key product - liquefied natural gas.
Yesterday 4:09 pm (14 hours ago)
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Yesterday 4:33 pm (13 hours ago)
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Yesterday 4:55 pm (13 hours ago)
Regulated rail fares in England will rise by 3.5% in January 2015, following the release of inflation figures for July.
Yesterday 1:09 pm (17 hours ago)
The annual rate of UK inflation rate falls more than expected in July to 1.6% as the cost of clothing, footwear, food and non-alcoholic drinks eases during the month.
Yesterday 12:06 pm (18 hours ago)
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Yesterday 11:57 am (18 hours ago)
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Yesterday 3:46 pm (14 hours ago)
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The shortlist of companies bidding to run rail networks in the north of England is announced by the government.
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Monday, 10:36 am
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Monday, 12:28 am
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Sunday, August 17th, 11:57 am
A new tax on alcohol to fund abstinence-based treatment is among a number of measures to tackle drink and drug addiction recommended by a think tank.
Sunday, August 17th, 3:25 pm
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Friday, August 15th, 6:09 am
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New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley