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Private Client

We are experts in our field built through providing quality service to our clients for over 75 years with a passion for the finer things in life. Backhouse Insurance can offer a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

Yesterday 6:10 pm (7 hours ago)
Sir Richard Branson says he will remain involved, but Virgin Group will no longer control the airline.
12:08 am (an hour ago)
Sales grew 25% but the firm's expenses rose as it invested in expansion, video and other products.
Yesterday 5:22 pm (8 hours ago)
Germany's transport minister orders move to remove what he says is illegal emissions-controlling software.
Yesterday 5:00 pm (9 hours ago)
A government adviser on equal pay says women are "less proactive" in asking for more money.
Yesterday 11:37 am (14 hours ago)
The bank posts profits of £2.5bn, but sets aside a further £1bn for mis-selling and mortgage failings.
Yesterday 1:01 pm (13 hours ago)
Airbus cuts production of its superjumbo for the second time in a year as new orders dry up.
Yesterday 11:48 am (14 hours ago)
Countrywide and Foxtons report slumping profits as the housing market slowdown bites.
Yesterday 11:11 am (14 hours ago)
The satellite broadcaster plans a new loyalty scheme to help retain customers in the UK.
Yesterday 2:55 pm (11 hours ago)
Civil servant Sir Dave Ramsden becomes a deputy governor at the Bank of England.
Yesterday 1:37 pm (12 hours ago)
Social networking site is facing competition from Facebook, and messaging app Snapchat.
Yesterday 6:22 pm (7 hours ago)
The drugmaker is the biggest loser on the index after its share price falls more than 15%.
Yesterday 11:42 am (14 hours ago)
The Federation of Small Businesses says it has concerns over the effects of the 28 June attack.
Yesterday, 12:38 am
The number of cars rolling off UK production lines fell 13.7% in June, the third monthly dip in a row.
Yesterday 9:33 am (16 hours ago)
The company defends its record after allegations that it colluded in breaching EU cartel rules.
Yesterday 10:46 pm (3 hours ago)
The Colombian airline says it will stop flying to the crisis-hit country on 16 August.
Yesterday, 12:31 am
Aberdeen and Edinburgh could be among the hardest-hit cities if economic output falls due to Brexit, experts predict.
Yesterday 4:31 am (21 hours ago)
US e-commerce giant goes into its first head-to-head battle with Alibaba in the region.
12:01 am (an hour ago)
A hundred years after it was first built, trains are running again on the underground railway designed to transport London's letters.
12:13 am (an hour ago)
The Slinky - a favourite Christmas stocking-filler for over 60 years - was never designed to be a toy.
Yesterday 6:05 pm (7 hours ago)
The airline's chief executive Craig Kreeger hails Air France-KLM's acquisition of a 31% stake.
Yesterday, 12:34 am
How Swedes take advantage of 24-hour sunlight in the land of near-endless summer.
Tuesday, 12:16 am
Visit the high-end art gallery in London that accepts cryptocurrencies like Bitcoin as payment.
Monday, 5:49 pm
You should make credit card payments in the local currency when abroad, says the BBC's Simon Gompertz.
Monday, 2:05 pm
"Shrinkflation" has been going on for five years, says the Office for National Statistics.
Monday, 12:49 pm
Israeli inventor Dov Moran talks about the success of the memory stick and the sale of his company M-Systems in 2006.
Wednesday, 5:14 pm
Ruling will allow the league to combat the illicit use of devices such as pre-loaded IPTV and Kodi boxes.
Yesterday 4:11 am (21 hours ago)
He is said to be part of a gang accused of laundering billions through the digital currency.
12:21 am (an hour ago)
The clock is ticking for petrol and diesel-powered cars, but electric vans, trucks and buses could reduce pollution quicker.
Yesterday 7:51 pm (6 hours ago)
Five things you didn't know about the man whose wealth overtook Bill Gates's for half a day.
Yesterday, 12:35 am
How Lapland firms have adapted to the permanent light of Arctic summers.
Yesterday 12:12 pm (13 hours ago)
Chlorine chicken isn't the only food that has got politicians in a flap
Wednesday, 12:09 am
Why a high-end fashion brand chose a land-locked country in Africa to make some of its handbags.
Wednesday, 12:07 am
The winner of the Global Teacher Prize is campaigning for disadvantaged youngsters in the Canadian Arctic.
Tuesday, 6:06 pm
How would the UK benefit from a trade deal with the US and is it likely to happen?
Tuesday, 12:16 am
The global art market is not known for tech innovation, so why is Bitcoin proving increasingly popular?
Tuesday, 12:21 am
The EU anti-fraud office is cracking down on Mafia fraud involving farm development funds in Sicily.
Monday, 6:31 pm
Everyone knows about Toblerone, but what else is getting smaller?
Monday, 12:11 am
How Italian seaside city Viareggio became a hub for the superyacht manufacturing industry.
Monday, 12:28 am
Beauty entrepreneur Susanne Langmuir decided to concentrate on one thing and do it well - lips.
Monday, 4:31 pm
Since the first commercial substitute for breast milk was launched in 1865, formula has shaped the workforce.
Saturday, July 22nd, 12:22 am
How Comic-Con has become an annual festival of costumes and comic books - and a multi-million dollar industry.
Saturday, July 22nd, 12:15 am
When England's women won the first Cricket World Cup in 1973 they did it solely for the love of the game.

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley