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Private Client

We are experts in our field built through providing quality service to our clients for over 75 years with a passion for the finer things in life. Backhouse Private Client offers a bespoke, personal and confidential service to ensure your valuables, and your lifestyle, are protected.

Our first priority is to develop a clear understanding of your expectations and risk tolerance levels. After identifying your personal risk exposures, we tailor an insurance risk management program to meet your needs.

Once a program is in place, we continue to handle all related administration, confirming all coverage and change requests at a time convenient for you. We oversee any claims through final settlement, and review, analyse, and recommend any adjustments to your insurance program on an ongoing basis. At Backhouse, our team is committed to servicing your individual needs, professionally and expeditiously, while always exceeding your expectations.

For more information please contact a member of a team on 01282 677776.

To view our Private Client Brochure please click here>

3:03 am (6 hours ago)
The Senate backs the president's choice, Jerome Powell, for the world's most powerful economics job.
7:48 am (an hour ago)
Fewer sales of spoof humour books contribute to the drop, but airport stores are flourishing.
12:23 am (9 hours ago)
Drivers should be charged based on factors like time of day and congestion, a new report says.
5:48 am (3 hours ago)
Volatility, high fees and longer transactions mean the payments firm will dump the cryptocurrency.
12:38 am (8 hours ago)
The head of Ikea Group says the flatpack furniture retailer paid 25% tax last year.
12:37 am (8 hours ago)
Car insurance premiums have risen each quarter since the end of 2015, says the insurance industry.
Yesterday 6:57 pm (14 hours ago)
Sterling extends its rally against the dollar to hit its highest level since the EU referendum.
Yesterday 3:15 pm (18 hours ago)
The founder of the electric carmaker will only be paid if Tesla's market value hits certain targets.
Yesterday 5:01 pm (16 hours ago)
US company Kimberly-Clark also plans to close or sell 10 manufacturing plants
Yesterday 10:53 pm (10 hours ago)
Canada joins a new Trans-Pacific Partnership, which is moving forward without the US.
Yesterday 11:00 pm (10 hours ago)
The regulator says the deal would give the Murdoch family too much control over news providers in the UK.
Yesterday 6:41 pm (14 hours ago)
The Sun claims motorists pay more to insure cars if their name is Mohammed, compared to John.
Yesterday 8:31 pm (13 hours ago)
Tariffs of up to 50% on imported goods will mostly hit South Korea and China.
Yesterday 2:46 pm (18 hours ago)
The company's chief operating officer, Anthony Noto, joins social lender SoFi as chief executive.
Yesterday 4:10 pm (17 hours ago)
The streaming service adds more than 8 million members in the last three months of 2017.
6:44 am (2 hours ago)
Financial Times reporter Madison Marriage went undercover as a hostess at a men-only charity auction
Monday, 11:20 pm
No tills? No problem. Inside Amazon's new, fully automated store, which has no checkouts.
Monday, 3:05 pm
Too many people are still being left out of the global recovery, says IMF's Christine Lagarde.
Monday, 12:05 am
'Don't be afraid to ask for help', says Jen Atkinson, the CEO of luxury travel company ITC.
Monday, 12:02 am
The small Malaysian state of Penang is punching well above its weight in the tech world through hardware manufacturing.
Saturday, January 20th, 5:05 am
The French president said a special trade deal between the UK and EU is possible.
Friday, January 19th, 11:21 pm
Can a futuristic tube-based transport scheme that shoots pods through a vacuum become a reality?
Friday, January 19th, 12:45 am
The BBC's Aaron Heslehurst explains how the zipper became a million dollar idea.
Yesterday 9:35 am (24 hours ago)
Coach operator National Express signs up as a partner of horse racing operator the Jockey Club.
Yesterday, 7:17 am
The deal is driven by the growing popularity of high-end tequila brands around the world.
1:20 am (8 hours ago)
Most of us would like to lead long and healthy lives, but what, if anything, can we do to make it possible?
1:26 am (8 hours ago)
The British food companies who have succeeded in the United States and how they managed it.
1:32 am (8 hours ago)
The OECD's new school test in respecting other cultures is being ducked by some leading countries.
Yesterday, 12:18 am
Gender equality is high on the Davos agenda this year, but does the elite gathering have its own issue?
Yesterday, 12:35 am
Congestion in cities and fears of climate change are spawning new ideas for air travel.
Yesterday, 12:32 am
The World Economic Forum in Davos gets ready for US President Donald Trump.
Yesterday, 12:11 am
For many people in remote regions access to healthcare is limited, so tech is coming to their aid.
Monday, 3:14 pm
Why should we care about the annual gathering of the rich and powerful in the Swiss ski resort of Davos?
Monday, 12:10 am
As a 19-year-old Adam Ringer was kicked out of Poland during an anti-Semitic purge, but he returned two decades later to become a key business leader.
Friday, January 19th, 12:46 am
As cars become more automated, some experts worry that we are becoming complacent drivers.
Friday, January 19th, 12:02 am
The mother who had to give up her job to fit in childcare
Thursday, January 18th, 12:01 pm
There are 13,000 modern slavery victims in the UK, the BBC's Nina Warhurst meets one man who managed to escape.
Thursday, January 18th, 12:40 am
Ukraine's IT sector is flourishing despite continuing conflict with Russian-backed rebels in the east.
Wednesday, January 17th, 12:01 am
As the number of employees working over 48 hours a week rises, some companies are experimenting to find better work-life balance.
Wednesday, January 17th, 12:05 am
How two student friends set up and grew popular bikini and swimsuit business Agua Bendita.
Wednesday, January 17th, 1:38 am
A partnership between Imperial College London and a major French agency will keep access to European research funding.
Tuesday, January 16th, 5:27 pm
Carillion's collapse throws the future of its big UK building projects and those that work on them into doubt.
Tuesday, January 16th, 11:36 am
This year's Detroit car show sees new US investments, a Chinese challenger, nostalgia and fashionable headlights.
Tuesday, January 16th, 12:20 am
Cyber insurance is growing fast as businesses lose billions to hackers.
Monday, January 15th, 3:16 pm
How the collapse of Carillion has affected those who worked with and for the company.
Monday, January 15th, 11:54 am
The Detroit motor show is a major industry event, but technological advances are changing the traditional order.
Monday, January 15th, 9:52 am
The construction firm is to be liquidated after its huge financial troubles finally overwhelmed it.
12:36 am (8 hours ago)
To help you understand Davos, the BBC has compiled a list of the jargon used at the forum - complete with explanations.
Yesterday 7:49 pm (13 hours ago)
The head of tech giant Microsoft says faster machines are needed to solve difficult computing problems.
Monday, 6:22 pm
The World Economic Forum kicks off its meeting in Davos, and this year Donald Trump will be among the attendees.
Yesterday 1:53 pm (19 hours ago)
Current global economic optimism is reminiscent of run-up to 2008 financial crisis, says Barclays boss.

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley