Backhouse Independent Financial Services
Backhouse Independent Financial Services, based off junction 12 of the M65 in Nelson, Lancashire, are not tied to any life or pension company and are therefore in a position to offer you completely independent financial advice.
Using a number of different systems to research, source and monitor pension & investment funds, Backhouse Independent Financial Services provide a full portfolio planning service created for you.
The Backhouse Advisers are happy to visit you at your convenience or we have private meeting rooms available at our office. Backhouse's friendly and professional advisers have many years experience and the relevant qualifications to deal with your enquiries. Initial interviews are completed at no cost to yourself. Please click on the Terms of Business Agreement to view full details.
Protection
Can they cope with or without you?
- Who pays the bills if the primary earner dies?
- Have you got enough in the bank to continue paying the bills when the sick pay runs out (if you get it!).
- Could you or your family afford to live in your home after a death or severe illness takes its toll?
We advise on the following protection needs:
- Life insurance
- Critical illness
- Income protection
- Mortgage protection
- Private medical insurance
Pensions
- Complicated?
- Risky?
- Boring?
- Loss making?
- Inflexible?
It doesn't have to be this way. Backhouse Independent Financial Services are able to advise on the following range of products:
- Stakeholder
- Personal
- Self Invested Personal Pensions
- Small Self Administered Schemes
- Group Arrangements
- Pension consolidation
Give Backhouse Independent Financial Services a call today.
Investment
Is the taxman getting the lion's share of your savings?
- Is inflation killing your investment?
- Do you know where your money is invested?
- Would you like a better return on your money?
Backhouse Independent Financial Services are able to offer advice on the following investment needs:
- ISA's / PEP's
- Investment Bonds
- Unit Trusts / OEIC's
- Inheritance tax planning
Corporate
- Do you want your deceased co-director’s significant other to take a part in your business?
- How will the company’s profitability be affected by the death of a salesman (substitute ‘salesman’ for Director/Office Manager/Key Personnel)
- Is your business being taxed to the hilt by HMRC?
- Have you got a buyer for your business for when you want to go?
- Do you want to keep your best staff?
Backhouse Independent Financial Services are able to offer advice on the following:
- Shareholder Protection
- Keyman insurance
- Company pensions
- Exit strategies
- Employee benefits (Group Pensions/Health Insurance/Private Medical Insurance)


