Contact Us

Backhouse Insurance Brokers,
Oakmount House
Lomeshaye Business Park,
Nelson, Lancashire,
BB9 6RX

T: 01282 677776 F: 01282 677770

In the event of an emergency outside of business hours please send an email to emergency@backhouse.co.uk  



View Larger Map

Send us an email.


12:31 pm (an hour ago)
After troubled Deutsche Bank's shares hit another record low, the chief executive sends an email to reassure staff that the bank's finances are strong.
12:09 pm (2 hours ago)
People in their early 30s are "half as wealthy" as those now in their 40s were at the same age, a report by the Institute for Fiscal Studies finds.
11:02 am (3 hours ago)
The UK services sector grew much more strongly than expected in the wake of June's vote to leave the European Union, latest figures show.
11:58 am (2 hours ago)
BT condemns "excessive" new business rates, which it says will push up the cost of broadband services.
9:07 am (5 hours ago)
Housebuilders should get on and build more houses, the Nationwide Building Society has declared, as prices continue to rise.
2:09 am (12 hours ago)
The boss of Nissan warns that Brexit uncertainty and possible tariffs could damage investment in the UK's biggest car factory.
11:08 am (3 hours ago)
The energy supplier E is to be investigated by the regulator Ofgem for potentially misleading its customers.
9:13 am (5 hours ago)
Royal Bank of Scotland is renaming its investment bank NatWest Markets as part of its separation from the bank's High Street operations.
Yesterday 10:41 pm (16 hours ago)
John Lewis boss Andy Street, who calls himself a "proud Brummie", is chosen as the Conservative candidate to run for West Midlands mayor.
12:10 pm (2 hours ago)
London's leading shares fall 1.14% in Friday morning trading, with outsourcing firm Capita bearing the brunt for the second day in a row.
Yesterday 5:17 pm (21 hours ago)
International Trade Secretary Liam Fox says he wants the UK's trade with the European Union to be "at least as free" after Brexit.
Yesterday 4:15 pm (22 hours ago)
The UK Government and French energy giant EDF sign the key contract for the new £18bn Hinkley Point C nuclear power station.
12:52 pm (an hour ago)
The BBC's Theo Leggett has been taking a look at some of the car manufacturers' latest electric concepts at the Paris Motor Show.
12:34 pm (an hour ago)
Colm O'Regan looks at the implications of Brexit for Irish workers who cross the border on their daily commute.
Yesterday 5:13 pm (21 hours ago)
Nissan Renault boss Carlos Ghosn warns that Sunderland plant would lose competitiveness if Brexit results in 10% tariffs on car exports.
Yesterday 4:10 pm (22 hours ago)
Following the UK's vote for Brexit, Japanese car manufacturer Honda reaffirms its commitment to the UK as a major manufacturing base., but says it wants a "fast decision" on Brexit.
Yesterday, 1:17 pm
Matthias Mueller, the chief executive of German car giant VW, says the firm made a 'huge mistake' in using technology in its diesel cars to cheat on emissions tests.
3:50 am (11 hours ago)
Thousands of Indonesian workers have taken to the streets in Jakarta to protest against a government tax amnesty scheme which is meant to plug a big budget deficit.
Yesterday, 3:18 am
As one of India's largest insurance firms launches the country's biggest stock market listing in six years, the industry is at a turning point.
Wednesday, 4:34 pm
Ten years ago Blackberries were the handset of choice for busy global business executives but now the company controls just 0.1% of the global smartphone market, so what went wrong?
8:56 am (5 hours ago)
Supermarkets in the UK deliberately overproduce in-store baked bread to keep shelves full as a marketing ploy, food waste charities claim.
Yesterday 5:18 pm (21 hours ago)
Has the UK really sold tea to China, wine to France and boomerangs to Australia?
10:55 am (3 hours ago)
Deutsche Bank is under the most pressure a major lender has faced since the financial crisis, but many trace its woes back beyond the banking crash.
12:03 am (14 hours ago)
Businesses in property hotspots are about to see their rates rise, whilst those in areas where property prices have fallen will see their bills go down.
12:03 am (14 hours ago)
The Russian government has been giving away free land in the Far East of the country. The scheme has been rolling out - but not without its problems.
12:04 am (14 hours ago)
Business email fraud is on the rise, with fraudsters persuading staff to pay bogus invoices and make wire transfers under false pretences. Can tech foil the fraudsters?
Yesterday, 12:25 am
Tourists continue to flock to the UK after the Brexit vote, but could an exit from the EU have long-term ill-effects on tourism?
Yesterday, 12:09 am
A look at continuing efforts to reduce the water and energy needed to cool the world's data centres.
Wednesday, 1:33 am
China's desire to become a footballing superpower could provide a big business opportunity for British firms and clubs.
Wednesday, 11:14 am
With big name brands like Ford, Volvo, Rolls Royce, Bentley, Lamborghini and Aston Martin staying away from this year's Paris Motor Show, should the organisers be getting worried?
Wednesday, 1:35 pm
The child of two Holocaust survivors talks about being the keeper of their memories – and projects working with children of survivors of massacres in Rwanda and Bosnia talk about the impact handed down through families.
Tuesday, 3:55 pm
Adverts claiming to understand the experiences of modern women can be a risky strategy. Here are five very different campaigns that consumers either loved or hated.
Tuesday, 10:58 am
What is third-party ownership and why is it banned in football?

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions