Contact Us

Backhouse Insurance Brokers,
Oakmount House
Lomeshaye Business Park,
Nelson, Lancashire,
BB9 6RX

T: 01282 677776 F: 01282 677770

In the event of an emergency outside of business hours please send an email to emergency@backhouse.co.uk  



View Larger Map

Send us an email.


Yesterday 10:01 pm (18 hours ago)
Current accounts at the Norwich and Peterborough had been earmarked to close by the end of August.
Yesterday 9:29 pm (19 hours ago)
Hourly pay rates will rise to £8.42 an hour by November 2018 but Sunday pay will be reduced.
Yesterday, 11:28 am
The competition regulator is to take action against betting sites which it says are breaking consumer law.
Yesterday, 3:44 pm
The troubled Japanese electronics giant delays its final earnings report again as its losses worsen.
Yesterday, 7:43 am
Costs and risks for energy users 'not sufficiently considered' warns the National Audit Office.
Yesterday, 1:21 pm
The central bank seeks a "significantly enhanced" role in regulating the lucrative market.
Yesterday, 12:21 am
The 34 largest US banks passed the first part of the Federal Reserve's annual stress test.
Yesterday, 11:40 am
States bid to host agencies responsible for medicines and banking, meaning hundreds of jobs moving.
Yesterday, 2:12 am
The company tells 800,000 customers with Super Hub 2 routers to change their passwords immediately.
Yesterday, 12:53 pm
UK shares lose ground but the pound climbs against the dollar.
Yesterday, 4:59 am
Move is a response to UK government criticism that the firm doesn't do enough to curb online hate.
Thursday, 9:33 pm
Qatar Airways has told the world's biggest airline it plans to buy up to $808m (£638m) of its shares.
Thursday, 5:22 pm
The line will replace the current shuttle bus between Luton Airport Parkway station and the terminal.
Thursday, 12:40 pm
Government reveals who could run the West Coast Main Line, including HS2, and South Eastern rail franchises.
Thursday, 11:40 am
The judge in the case says the cap causes "real misery", but the government intends to appeal.
Thursday, 1:21 pm
The authorities in China have reportedly stepped up efforts to clamp down on firms' overseas investment.
Thursday, 4:12 pm
The model toymaker has received a takeover bid from its largest shareholder, Phoenix Asset Management.
Yesterday 9:55 pm (18 hours ago)
Coverage of Brexit could be more "helpful", Tory MP Andrea Leadsom tells Newsnight's Emily Maitlis.
Yesterday 9:56 pm (18 hours ago)
Against all the odds, some entrepreneurs in Zimbabwe are running successful small businesses.
Yesterday 4:50 pm (24 hours ago)
Virgin Media is warning its customers to change the password on their internet routers. A Which? investigation found its Super Hub 2 router is vulnerable to hackers.
Yesterday 5:00 pm (23 hours ago)
Diebedo Francis Kere is the 17th architect to design a temporary pavilion in the grounds of London's Hyde Park.
Yesterday, 12:35 pm
The BBC's Aaron Heslehurst tells how Velcro was invented after a walk in a wood.
Yesterday, 12:02 am
The chain says three hotels are affected - but the cladding is 'less flammable' than Grenfell Tower.
Yesterday, 2:12 pm
Traditional voodoo ceremonies are attracting tourists to the small West African nation of Togo.
Yesterday, 11:47 am
Shark attacks on surfers and swimmers around Reunion island have seriously affected local businesses.
Thursday, 11:30 am
Genoa airport in northern Italy now allows pesto in hand luggage in exchange for a charity donation.
Wednesday, 7:01 am
The Chinese company did not put GPS chips on its bikes and presumes they have been lost or stolen.
Yesterday 9:58 pm (18 hours ago)
The Women's Cricket World Cup gets under way, on a mission to grow as a sport and a business
Yesterday, 12:05 am
What do economists and businesses think of the aftermath of the Brexit vote, and what do they think the future holds?
Yesterday, 12:11 am
What impact is China's Belt and Road initiative, aimed at boosting trade links, having in Kazakhstan?
Yesterday, 12:15 am
About two billion people have no insurance, but "pay-by-mobile" policies are growing in popularity.
Thursday, 12:04 am
The new generation of dance workouts aiming to be less formal and more enjoyable.
Thursday, 12:06 am
China consumes more electricity than any other country but is also the world's biggest solar energy producer.
Thursday, 9:21 am
From breaking the sound barrier to sales battles: eight things we learned at the Paris Airshow.
Wednesday, 12:36 am
South Africa exports almost half of the apples it grows, but rising temperatures are hitting production.
Wednesday, 12:39 am
Despite international pledges, many of the world's poorest children do not get a chance to go to school.
Wednesday, 12:32 am
Does US protectionism and artificial intelligence threaten the Philippine's outsourcing industry?
Wednesday, 2:31 pm
While the F-35 has been one of the main attractions at the Paris Airshow, here we've also picked out some of the other highlights of this week's show.
Tuesday, 12:18 am
Connected cars are becoming the norm, but how secure are they and how safe is our personal data?
Monday, 12:13 am
How Ayesha Vardag has became one of the world's most in demand divorce lawyers.
Monday, 12:18 am
From Spacewar! to Pokemon Go, video games have created jobs, made money and driven technology forward.
Friday, June 16th, 9:03 pm
As the Paris Airshow gets under way, the BBC's Theo Leggett says few expect to see big orders for airliners.
Friday, June 16th, 4:38 pm
Is the government allowed to requisition homes to provide emergency housing?
Friday, June 16th, 12:01 am
A security weakness in Gary Berman's home network may have lost him a $400,000 contract.
Thursday, June 15th, 4:07 pm
As eurozone finance ministers hold talks on Greece, Reality Check looks at the bailouts it has received.
Thursday, June 15th, 12:04 am
With Father's Day taking place on Sunday in more than 70 countries, why does it still trail so far behind Mother's Day?
Thursday, June 15th, 12:15 am
How can cities improve air quality with cleaner fuels?
Thursday, June 15th, 12:28 am
BBC Arabic found the sales included decryption software that could be used against the West.
Wednesday, June 14th, 12:00 am
Burgers used to be fast and cheap but what's driving the success of a different type of patty?
Wednesday, June 14th, 10:12 am
Top graduates in Afghanistan are being urged to spend two years as school teachers.
Tuesday, June 13th, 12:21 am
Some of the metals needed to make many of our tech gadgets are in short supply. Could recycling help?
Monday, June 12th, 11:53 am
What is the difference between a free trade area, a single market and a customs union?
Monday, June 12th, 12:37 am
How popular snack food business Graze was successfully grown by its chief executive Anthony Fletcher.
Monday, June 12th, 12:26 am
The earliest known script was a tool developed to help run the economy.
Friday, June 9th, 12:38 am
Five tech giants increasingly dominate the US and global economies. But what, if anything, should be done about it?
Friday, June 9th, 5:51 am
How Qatar spent £35bn investing in everything from Claridge's to the Milford Haven LNG terminal.
Wednesday, June 7th, 11:10 pm
The BBC's Elizabeth Hotson attends a charisma master class as she explores whether you can teach someone to become more charismatic.
Wednesday, June 7th, 12:02 am
When Beyonce, Lady Gaga, U2 and the Rolling Stones go on tour, they all depend on one London firm to get them onstage.
Tuesday, June 6th, 12:01 am
Hundreds of apps give breastfeeding and baby advice to new mums, but are they any good?
Monday, June 5th, 12:01 am
Initially invented for the printing industry, the technology has transformed the way we live and work.
Monday, June 5th, 9:29 am
The Islamic State group relies on encrypted messaging app Telegram to spread its message digitally.
Monday, June 5th, 12:01 am
How Adrian Fisher became a professional maze designer, creating more than 700 mazes across 32 countries.
Sunday, June 4th, 1:02 am
Residents of the new London City Island live less than 30 minutes away from central London.
Friday, June 2nd, 12:31 am
In the 1980s, Jane Fonda sold millions of workout videos. Now anyone can be an online fitness guru.
Friday, June 2nd, 12:35 am
Japan has some of the world's longest working hours, and some young Japanese are literally working themselves to death.
Friday, June 2nd, 3:27 am
President Trump ditches the Paris accord, but almost all big firms say pulling out is an error.
Thursday, June 1st, 12:43 pm
BA's explanation for its systems' meltdown at the weekend has left many scratching their heads.
Thursday, June 1st, 3:31 am
Paying for social care has figured highly in the election. But other issues are not discussed.
Thursday, June 1st, 2:43 am
Can independent brands keep to their core beliefs after selling up to a bigger firm or bringing investors on board?
Wednesday, May 31st, 12:33 am
Changing tastes are putting orange juice's place on the breakfast table in jeopardy.
Wednesday, May 31st, 1:01 am
The British and Irish Lions are one of the biggest sporting names in rugby union, and they are also one of its premier brands.
Tuesday, May 30th, 12:25 am
Ever had a job interview that seemed to have nothing to do with your ability to do the job?

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley