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Backhouse Insurance Brokers,
Oakmount House
Lomeshaye Business Park,
Nelson, Lancashire,
BB9 6RX

T: 01282 677776 F: 01282 677770

In the event of an emergency outside of business hours please send an email to emergency@backhouse.co.uk  



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Yesterday 8:28 pm (11 hours ago)
The software features came in about 104,000 diesel-engine jeeps and trucks sold in the US.
Yesterday 8:10 pm (11 hours ago)
The White House says it is a "taxpayer first" plan, but even hardline conservatives have qualms.
6:22 am (40 minutes ago)
China dismisses the lowered rating by Moody's, accusing it of using "inappropriate methodology".
12:07 am (7 hours ago)
Opec is hoping to extend existing oil production cuts, in order to push prices higher.
6:42 am (19 minutes ago)
Brexit is one of the main topics being discussed at a conference of international lawyers in Belfast.
Yesterday 11:32 am (20 hours ago)
Both the number of transactions in the UK and the number of mortgages being taken out fell in April.
Yesterday 4:30 pm (15 hours ago)
Eleven sites belonging to the Mercedes-Benz owners are searched by 230 police officers.
Yesterday 12:03 pm (19 hours ago)
The two technology firms have ended a dispute over the use of Nokia's patents.
Yesterday 11:02 am (20 hours ago)
The Office for National Statistics says the government borrowed £10.4bn last month.
Yesterday 4:23 pm (15 hours ago)
Investors who signed over their pension savings to rogue firms have lost at least £120m.
Yesterday 12:27 pm (19 hours ago)
Aviva, Barclays and Atos are publishing data about the age of their workforce to boost over-50s employment.
Yesterday 8:20 am (23 hours ago)
The building society says profits fell after it sought to protect savers from last year's rate cut.
Yesterday 7:35 am (23 hours ago)
The EY Scotland Attractiveness Survey showed Scotland is the second most popular part of the UK to invest in behind London.
12:10 am (7 hours ago)
Technology correspondent Rory Cellan-Jones swaps his smartphone for the retro Nokia 3310 for a day.
Yesterday, 12:29 am
Dani Bolser built a business at home to balance work and childcare.
Sunday, May 21st, 10:22 pm
Steph McGovern examines how much we owe
Monday, 12:22 am
This luxury car showroom in Singapore has found a novel way to put its vehicles on display.
Monday, 12:19 am
Vue International CEO Tim Richards says rushing potential investors is never a good idea.
Friday, May 19th, 11:50 am
The BBC's Richard Westcott has visited London City Airport's new control centre, 120 miles away from the landing strip.
Friday, May 19th, 12:04 am
See the moment a young Mark Zuckerberg gets the good news, as filmed by his dad, Edward.
Sunday, May 21st, 7:34 pm
The Church fund made a 17.1% on its 2016 investments, more than double the 8.2% it made in 2016.
Monday, 5:24 am
Billionaire Andrew Forrest and his wife, Nicola, will give A$400m (£229m; $298m) to charity.
12:00 am (7 hours ago)
Mexico is the world's fourth largest car exporter, but could Donald Trump bring this to an end?
Yesterday, 12:35 am
As the internet becomes more widespread in Cuba, online start-ups are emerging. But challenges remain.
Monday, 12:10 am
How strict quality control and unusual Asian toppings helped a Japanese expat build a popular pizza chain in Vietnam.
Monday, 12:17 am
Contraception wasn’t just socially groundbreaking - it also changed the professional landscape.
Sunday, May 21st, 1:04 am
The Nordic country's reputation for gender equality is not all it's made out to be.
Friday, May 19th, 12:00 am
Pippa Middleton's big day might have cost £250,000, but spending on the dress, the ring and the event is falling among most young brides.
Friday, May 19th, 12:02 am
How can businesses protect themselves against future cyber-attacks?
Thursday, May 18th, 12:01 am
The firms helping travellers to transport goods around the world for complete strangers, and how they overcome security concerns.
Wednesday, May 17th, 12:00 am
You don't have to spend millions of pounds to buy an original piece of art.
Wednesday, May 17th, 12:03 am
Apple is expanding its European academy to find the next generation of coding and app creators.
Tuesday, May 16th, 12:01 am
DNA-testing kits for health and fitness are growing in popularity, but is it all hype?
Monday, May 15th, 12:02 am
Jason Kingsley, the boss of games firm Rebellion, lives his life according to the rules of a medieval knight's chivalric code of honour.
Sunday, May 14th, 10:44 pm
As more ransomware cases are looming, how can you protect yourself or your organisation from attack?
Monday, May 15th, 12:37 am
The industrialisation of food production has saved us time - but we are paying the price in other ways.
Sunday, May 14th, 2:14 am
Why the debate over exactly who should pay tax - and how much - is so difficult to settle.
Sunday, May 14th, 1:30 am
The modern office is mixing work and play in a bid to attract staff and improve productivity.
Yesterday, 12:27 am
Who are the 'hard-working' and 'ordinary' people that politicians love to appeal to?
Yesterday, 12:29 am
More and more women in the UK are setting up their own firms as a way of reconciling the demands of work and family.
Yesterday, 12:27 am
Boosting productivity is one of the key challenges for the economy. How do the parties plan to do it?
Yesterday 12:06 pm (19 hours ago)
The way we work is changing. Here's a breakdown of how people in the UK are employed.

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions