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Backhouse Insurance Brokers,
Oakmount House
Lomeshaye Business Park,
Nelson, Lancashire,
BB9 6RX

T: 01282 677776 F: 01282 677770

In the event of an emergency outside of business hours please send an email to emergency@backhouse.co.uk  



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Friday, 5:49 pm
In a legal challenge landlords say they have been unfairly treated in the rescue deal for House of Fraser.
Yesterday 6:41 pm (5 hours ago)
Terminals across the UK went down on Saturday but the company says the issue is now resolved.
Yesterday 6:54 pm (5 hours ago)
Sergio Marchionne, 66, is replaced after suffering complications from shoulder surgery.
Yesterday 11:50 am (12 hours ago)
MPs say smart meters will not deliver expected savings and their rollout will not meet a deadline.
Friday, 9:50 pm
With the US President suggesting tariffs could hit $500bn of goods, China could retaliate in several ways.
Friday, 1:07 pm
Britons heading abroad are seeing the poorest exchange rates for nine months.
Friday, 2:17 pm
The US president says he is prepared to slap tariffs on all $500bn of imports from China.
Friday, 3:17 pm
The Irish low-cost airline is facing a series of walkouts by staff over working conditions.
Friday, 10:32 am
Public sector borrowing between April and June fell to the lowest level since 2007.
Friday, 2:54 pm
A new version of the famous bar will have almost a third less sugar, the owner of Cadbury announces
Thursday, 10:02 pm
The US is considering tariffs on foreign cars but the EU, Mexico and Canada say they would retaliate.
Friday, 7:57 am
James Packer retreats from business life after a tumultuous period that affected him psychologically.
Thursday, 6:09 pm
The collapse means all 335 stores will have closed by 10 August with the loss of 5,100 jobs.
Friday, 2:30 am
Kobe Steel, which is Japan's third-largest steelmaker, first admitted to the wrongdoing last year.
Thursday, 7:57 pm
The US cable TV giant Comcast is likely to be the new owner of Sky after a lengthy takeover battle.
Thursday, 8:22 pm
Mr Trump says he is "not happy" with rising interest rates which he argues put the US at a disadvantage.
Friday, 11:52 pm
Lebanon is considering legalising cannabis. A farmer explains why this could "benefit everyone".
Thursday, 1:55 am
A look inside the Kitty Hawk Flyer, a new flying car from the firm backed by Google's Larry Page.
Wednesday, 1:38 pm
State of the art airborne classrooms to help test pilots perfect their helicopter flying skills.
Wednesday, 12:17 am
$7tn of goods travel by air every year. Much of it goes in the hold of normal airliners. But for those big, awkward loads, something rather larger is required.
Wednesday, 12:00 am
BBC Click gets exclusive behind-the-scenes access to the technology behind F1.
Tuesday, 7:22 pm
Britons on holiday spend £1bn a year on fees when using their credit and debit cards abroad. There are ways round it, as Simon Gompertz explains.
Tuesday, 1:07 am
More valuable than gold, Yarsagumba fungus is only found in the Himalayas above 3,000 metres.
Monday, 12:12 am
Cafédirect boss John Steel says his firm is not "here to be do-gooders, we're here to do things".
Friday, 9:52 pm
Excessive lending before the Financial Crisis has left many homeowners at risk of having their homes repossessed
Friday, 12:14 am
Three firms are vying to be the first to reintroduce commercial supersonic flight in the next decade.
Thursday, 2:11 pm
Farnborough Airshow in pictures: The big, the fast, the noisy.
Thursday, 12:04 am
Israel may be a big ally of the US, but it is moving ahead with ever more business deals with China.
Wednesday, 12:07 am
Rose gold clothes, shoes, furniture, cars, weddings - why is this colour still so popular?
Wednesday, 12:10 am
A student racing car competition wants to tackle a global shortage of recruits into engineering.
Tuesday, 12:28 am
How facial recognition is being used to identify suspects in crowds and spot suspicious behaviour.
Monday, 10:35 pm
Two Chinese companies are implicated in the scandal around the Malaysian investment fund, 1MDB.
Monday, 12:07 am
Drew Houston and Arash Ferdowsi had never met before they teamed up to launch cloud storage giant Dropbox.
Saturday, July 14th, 6:13 am
More money is now available for people who want to develop affordable housing in their local area.
Monday, 1:01 am
With ever-more money being spent on fitness, BBC News asks who spends most and what is it spent on?
Friday, July 13th, 12:21 am
How firms are using cutting-edge techniques to stop cyber criminals breaching their networks.
Friday, July 13th, 12:32 am
Kylie Jenner is not old enough to drink alcohol in the US yet, but is worth almost $1bn.
Thursday, July 12th, 1:34 am
After the US imposes tariffs on $34bn of goods from China, the BBC looks at President Trump's move.
Thursday, July 12th, 12:17 am
President Trump vows to move quickly on a UK trade deal after Brexit - but the reality is more complex.
Wednesday, July 11th, 8:43 am
The UK government is due to set out its plans for the country's post-Brexit relationship with the EU. What do we know so far?
Wednesday, July 11th, 12:15 am
The popularity of K-pop is driving a global boom in learning the Korean language.
Tuesday, July 10th, 12:01 am
Virtual reality, drones and automation are making mining safer and more productive.
Monday, July 9th, 12:30 am
Linda Jackson is the first female and first British CEO of French carmaker Citroën.
Monday, July 9th, 12:06 am
Simplyhealth chief executive Romana Adbin didn't let the lasting impact of polio hold her back.
Saturday, July 7th, 1:48 am
David Coulthard swapped the high-powered world of Formula 1 for a new career path in the media and business.

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions