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Backhouse Insurance Brokers,
Oakmount House
Lomeshaye Business Park,
Nelson, Lancashire,
BB9 6RX

T: 01282 677776 F: 01282 677770



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4:17 pm (5 minutes ago)
Greece has submitted "no concrete proposals" for a new bailout, at a key meeting of eurozone finance ministers, Malta's PM says.
1:15 pm (3 hours ago)
A trader accused of manipulating the Libor rate has told a court that senior managers knew what he was doing.
3:18 pm (an hour ago)
The European Parliament says an EU-US trade deal, known as TTIP, must not allow private courts to handle investment disputes.
12:55 pm (3 hours ago)
The UK accounting watchdog is to investigate the conduct of individuals working for the Irish unit of RSA Insurance in the run-up to its bailout by its UK parent.
11:53 am (4 hours ago)
Millions of energy customers have been "paying too much for their energy bills", a year-long investigation by the Competition and Markets Authority finds.
11:57 am (4 hours ago)
A rise in oil and gas output boosted UK industrial production in May, but manufacturing output fell for the second month in a row.
9:20 am (7 hours ago)
Marks and Spencer's recent revival suffers a setback after it reports a fall in sales of general merchandising, which includes clothing.
2:18 pm (2 hours ago)
Shops in England and Wales could be allowed to open for longer on Sundays, under plans to be unveiled by Chancellor George Osborne.
1:08 pm (3 hours ago)
The London market falls as investors remain wary over Greece, while Rolls-Royce shares drop further following Monday's profit downgrade.
10:00 am (6 hours ago)
Mainland Chinese shares fall further despite more measures from the government attempting to stem the sell-off in the volatile market.
Yesterday 8:01 pm (20 hours ago)
Changes to the pension system - allowing people to cash in their savings - will provide an extra tax windfall, research suggests.
Yesterday 6:17 pm (22 hours ago)
Shares in Weight Watchers International surge on reports it is a takeover target by an unnamed activist hedge fund.
11:41 am (5 hours ago)
HSBC sacks employees who made an "abhorrent" video in which they pretended to be Islamic State militants carrying out a beheading.
Thursday, July 2nd, 11:51 am
A range of robots are on display at the Innorobo event in France, including the most advanced domestic robot to go on sale to the public.
1:18 am (15 hours ago)
Family recipes turn out to be a lucrative asset in a globalising culinary world.
12:00 am (16 hours ago)
BBC News visits a technology incubator housing start-ups in Edinburgh, to find out what Scottish tech entrepreneurs want, ahead of the Budget in Westminster.
Yesterday 8:19 pm (20 hours ago)
The government will do "whatever is necessary" to protect the UK's economy against the fallout from Greece's bailout referendum, George Osborne has told MPs.
Yesterday 8:24 pm (20 hours ago)
Ros Atkins explains the banking restrictions and the impact are they having on everyday life in Greece.
Yesterday, 11:02 am
More than a million British holidaymakers will be heading to Greece this summer, and as the debt crisis unfolds many will naturally be feeling nervous about how it could affect them.
Yesterday 5:43 pm (23 hours ago)
Greece's former finance minister Yanis Varoufakis says goodbye to staff after his resignation.
Yesterday, 12:09 am
What working parents want from the Budget
Sunday, July 5th, 7:48 pm
The $230m boss who served drinks on David Bowie's yacht
12:24 am (16 hours ago)
What the key words in the chancellor's lexicon mean
Yesterday 10:22 pm (18 hours ago)
Is there a place for religion in the workplace?
12:02 am (16 hours ago)
How apps are updating how hospitals work
3:48 pm (35 minutes ago)
What you need to know if you're going on holiday to Greece
Yesterday, 12:05 am
How much new material will be in the extra Budget?
Yesterday, 12:02 am
How Pizza Express tackled the 'productivity puzzle'
Sunday, July 5th, 7:49 pm
The $230m boss who served drinks on David Bowie's yacht
Saturday, July 4th, 2:59 pm
What does it take to restore a legendary aircraft?
Friday, July 3rd, 3:39 pm
Is click and collect a retailer's nightmare?

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley