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Backhouse Insurance Brokers,
Oakmount House
Lomeshaye Business Park,
Nelson, Lancashire,

T: 01282 677776 F: 01282 677770

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7:32 am (30 minutes ago)
The Bank of England is expected to unveil on Wednesday a plan which may see rule-breaking bankers return bonuses up to seven years after being awarded them.
7:46 am (16 minutes ago)
Barclays' second-quarter profits fall 7% to £3.35bn, following a fall in revenue at its investment bank.
5:00 am (3 hours ago)
HSBC bank writes to Finsbury Park Mosque and other Muslim individuals and organisations around the UK giving them notice their accounts will be closed.
Yesterday 9:48 pm (10 hours ago)
Social networking service Twitter reports a second-quarter loss of $145m but better than expected user growth, sending shares surging over 35%.
4:10 am (4 hours ago)
Japan's factory output falls 3.3% from May to June, the latest sign to highlight that the recent sales tax rise is affecting consumer demand.
Yesterday 12:29 pm (20 hours ago)
Oil giant BP reports a rise in second quarter profits to $3.2bn (£1.9bn), but warns that further economic sanctions against Russia could affect its business.
Yesterday 5:33 pm (14 hours ago)
British Gas owner Centrica announces the appointment of Iain Conn, currently BP's head of refining and marketing, as its new chief executive.
Yesterday 10:56 am (21 hours ago)
London's Gherkin skyscraper is put up for sale, with interest expected from Chinese, other Asian, and US buyers.
Yesterday 3:18 pm (17 hours ago)
There has been a sudden jump in the number of individuals becoming insolvent, in the steepest rise since 2010, according to government figures.
Yesterday 3:36 pm (16 hours ago)
Discounters Aldi and Lidl are booming at the expense of Tesco and Morrisons, research firm Kantar Worldpanel says.
Yesterday 4:29 pm (16 hours ago)
A group representing musicians in the US is suing Ford and General Motors over in-car CD players which allow tracks to be stored on a hard drive.
Yesterday 12:57 pm (19 hours ago)
The number of people taking out mortgages is back on the rise, according to figures from the Bank of England.
Yesterday 1:51 pm (18 hours ago)
Airbus cancels its contract with Japan's Skymark Airlines for the purchase of six A380 aircraft.
Yesterday 11:55 am (20 hours ago)
An anti-monopoly investigation into US technology giant Microsoft is launched by Chinese authorities.
Yesterday 12:40 pm (19 hours ago)
An oath for bankers should be introduced to raise accountability and standards in banking, says a think tank.
Yesterday 4:52 pm (15 hours ago)
Car and plane parts maker GKN and clothing retailer Next are the biggest risers in early London trading.
Yesterday 3:47 pm (16 hours ago)
Dating website OKCupid reveals that it experimented on its users, including putting the "wrong" people together to see if they would connect.
Friday, July 25th, 5:39 pm
Marks and Spencer says it will not be selling red grouse this year after concerns about the way in which the game birds are killed.
Monday, 11:27 am
Seven out of 10 regions of England and Wales recorded month-on-month falls in house prices in June, according to the Land Registry.
Monday, 12:05 am
The best credit unions should be empowered to offer short-term loans that are cheaper than those offered by payday lenders, according to a report from a think tank.
Monday, 1:06 am
Frauds committed by those aged 26-35 rise 285% in the first half of the year, to just over £62m, according to research by accountants KPMG.
Yesterday 7:13 pm (13 hours ago)
An oil tanker carrying $100m of Iraqi Kurdish oil off the coast of Texas is set to be seized by US marshals after a judge approved a seizure request from the Iraqi government.
Monday, 7:15 pm
Government guidance that fracking licences can only be issued for beauty spots in "exceptional circumstances" receives a mixed response from campaigners.
Monday, 7:01 pm
A four-week strike in South Africa's steel and engineering industries has come to an end after the country's biggest trade union sealed a deal with employers.
Friday, July 25th, 12:13 am
Three business investors answer our readers' questions about how they judge whether or not to invest in a business venture.
Thursday, July 24th, 12:00 am
With a growing number of people going out for meals on their own, restaurants are increasingly seeking to appeal more to solo diners, reports Barbara Balfour.
Monday, July 21st, 11:50 pm
Easy Taxi founder Tallis Gomes explains how the difficulties of hailing a cab in Rio de Janeiro led him to create his smartphone app.
Yesterday, 12:11 am
A US judge rules that the LA Clippers basketball team can be sold, despite the objections of banned co-owner Donald Sterling.
Monday, 9:25 pm
Organisers of the 2022 World Cup in Qatar say they are "heavily dismayed" by claims that migrants who worked on their offices are still waiting to be paid.
Monday, 3:35 pm
Former Ghana international Mark Edusei has a suspension for match-fixing imposed in Italy extended to a global ban by Fifa.
Yesterday 10:59 am (21 hours ago)
Samira Hussain reports from New York on the opportunities opened up by technology that did not even exist a few years ago.
4:39 am (3 hours ago)
As well as the aviation disasters of recent months, airlines are being affected by aggressive competition and economic uncertainty.
Monday, 11:25 am
How businesses hope to learn more about us by offering free wi-fi.
Monday, 12:47 pm
Friends of the Earth say that renewable energy and energy efficiency are more effective solution to UK energy problem than fracking
Monday, 10:43 am
A strike over staffing and pay by thousands of passport workers 'will jeopardise holidays', says Paul McGoay of the Public and Commercial Services Union(PCS).
Friday, July 25th, 1:40 pm
The BBC's Sameer Hashmi talks to the woman behind the successful Bollywood blog
Monday, 12:11 am
BBC News looks at the facts about global travel.
Friday, July 25th, 12:11 am
Cattle rustling in sub-Saharan Africa comes at a huge economic and human cost. In rural Senegal, tracking cows using mobile phone tech could help.
12:12 am (8 hours ago)
Call it something else, says Argentina's president
12:08 am (8 hours ago)
The reindeer herders fighting an iron ore mine
12:13 am (8 hours ago)
The tech firm helping San Francisco's tough Tenderloin area
12:13 am (8 hours ago)
Turning Shakespeare's theatre into a living laboratory
Yesterday, 12:03 am
How did Michael Jackson help inspire a handbag firm?
Yesterday, 12:01 am
Nigeria's film industry finds new audiences online
Monday, 12:01 am
Why two Spanish sisters started a bakery in a desert
Monday, 12:31 am
Why do Germany's super-rich so often keep their heads down?
Sunday, July 27th, 9:45 pm
Sharp falls in China's property market


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley