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Backhouse Insurance Brokers,
Oakmount House
Lomeshaye Business Park,
Nelson, Lancashire,

T: 01282 677776 F: 01282 677770

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Yesterday 9:59 pm (7 hours ago)
Will Disney want to keep pumping money into a loss-making news channel after the Fox deal?
Yesterday 9:59 pm (7 hours ago)
The cash machine industry and the network are at loggerheads over closure plans.
Yesterday 4:58 pm (12 hours ago)
The Anglo-Dutch firm is selling brands including Flora and ProActiv to the private equity giant.
12:06 am (5 hours ago)
Senate and House lawmakers reveal final details of the biggest change to the US tax code in 30 years.
Yesterday 5:55 pm (11 hours ago)
The airline says it will recognise pilot unions as it seeks to avoid industrial action at Christmas.
Yesterday 2:48 pm (14 hours ago)
BT will supply its sports channels to Sky, while selling Sky's Now TV service to its customers.
Yesterday 8:45 pm (8 hours ago)
The manufacturer of Robinsons and Fruit Shoot is to move manufacturing to three other sites.
Yesterday 12:11 pm (17 hours ago)
Overpayments totalling £1.76m were made to 94 people, a committee of MPs says.
Yesterday 12:36 pm (16 hours ago)
The mobile network was not clear enough about new fees, telecoms regulator Ofcom says.
Yesterday 2:56 pm (14 hours ago)
Chief executive Tom Enders will stand down in 2019 and its chief operating officer will leave in February.
Yesterday 8:32 am (20 hours ago)
There will be sharp increase in the cost of alcohol if a minimum price is introduced, say researchers.
Yesterday 9:22 am (20 hours ago)
A charity says some households face an "intolerable struggle" but help is available to replace white goods.
Thursday, 7:55 pm
The deal ends Rupert Murdoch's more than half century of media empire building.
Yesterday 1:34 pm (15 hours ago)
The walkout by Virgin Trains West Coast workers is the first of a number of UK rail staff strikes.
Yesterday, 4:55 am
Nearly 20 entities have been targeted as Japan widens its blacklist of companies trading with Pyongyang.
Yesterday, 12:17 am
The BBC's Aaron Heslehurst explains how public relations became a million dollar idea.
Thursday, 7:28 pm
The BBC's Andrew Neil has five things the $52.4bn (£39bn) tie-up could mean.
Yesterday 11:55 am (17 hours ago)
The National Museum of Kenya has started a new programme to digitally preserve African artefacts.
Wednesday, 12:06 am
Barry Fox, 72, says he had "a close shave" with scammers when trying to buy a Rolls Royce on eBay.
Yesterday 11:42 am (17 hours ago)
Food technologist and entrepreneur Dr Evelyn Okoth is turning cactus into a cash crop.
Wednesday, 12:11 am
With a workforce of just 15 people, the Hiut Denim Company now sells its jeans around the world from its small factory in rural Wales.
Tuesday, 3:11 pm
Bakery owner John Foster explains how the rising price of imports is affecting his business.
Tuesday, 12:13 am
Paying for healthcare in Kenya has got easier thanks to M-Tiba, a mobile "electronic health wallet".
Thursday, 12:08 pm
Richard Baugh addresses concerns about supermarkets using "fake farm" brands
Wednesday, 4:06 pm
Toni Mascolo, with his brother Guy revolutionised hairdressing in London at the end of the last century.
Yesterday 10:00 pm (7 hours ago)
Shops are using quirky events and experiences to lure us back to the High Street - but will it work?
Yesterday, 12:12 am
The internet of things poses new threats to our security, so how should we be fighting back?
Thursday, 12:19 am
In the UK sales of caravan are on the rise. 22,000 were sold in the year to June, a 7% rise on the previous 12 months.
Thursday, 12:22 am
Despite the popular belief that women talk more than men, studies consistently suggest it is men who hog most of the airtime.
Wednesday, 12:13 am
Despite being based in a small Welsh town, the Hiut Demin Company is exporting its jeans globally.
Wednesday, 12:17 am
The next international Pisa tests are going to compare how well young people understand other cultures.
Tuesday, 12:14 am
These are the choices faced by many families living in Kenya's slums. Could technology help?
Tuesday, 12:26 am
The female social entrepreneur buildings dams for farms and villages across Rajasthan, India.
Monday, 12:19 am
Kristina Karlsson set up her stationary business following a eureka moment, and it has since gone global.
Sunday, December 10th, 8:30 pm
As Jerome Powell prepares to take over the Federal Reserve, is the era of central bank independence ending?
Sunday, December 10th, 12:30 am
Learning to paint while enjoying a drink has become a popular pastime - but can you improve under the influence?
Friday, December 8th, 9:49 pm
A "revolution" in our financial lives will begin next month, but what is it and how will it work?
Friday, December 8th, 12:45 am
People are paying friends, family and firms through their social media apps.
Friday, December 8th, 12:06 am
The Bitcoin bull run has been welcomed by many but regulators are still trying to understand it.
Thursday, December 7th, 12:28 am
It is in the finest carpets, it is in Harris Tweed, and now you'll even find it in top-of-the-range beds; but at £1 a kilo, UK wool hasn't been this cheap in seven years.
Wednesday, December 6th, 12:33 am
Babbel, one of the world's most popular language learning websites, was set up by friends after one of them wanted to learn Spanish.
Wednesday, December 6th, 12:37 am
Live streaming in Asia has boomed thanks to a massive youth market who spend big through mobile apps.
Wednesday, December 6th, 12:08 am
At every key moment in US economic history, the chair of the Federal Reserve has set the pace.
Wednesday, December 6th, 11:59 am
An intact mummy, excavated a century ago, is the first to be scanned by an advanced X-ray system.
Tuesday, December 5th, 12:13 am
The tech tackling fake baby formula, dodgy drugs, conflict diamonds and fishy fish.
Tuesday, December 5th, 12:22 am
Putting Pakistan's missing female doctors and midwives to work to save lives.
Monday, December 4th, 12:30 am
Tej Lalvani heads up his family vitamins firm but says luck "wasn't handed to him on a plate"
Monday, December 4th, 12:21 am
The growth of easily available credit profoundly altered our attitude to money.
Sunday, December 3rd, 1:44 am
Within 15 years, retirees who are renting may have to pay up to 42% of their income, according to a new study
Monday, December 4th, 1:17 am
The inspiring stories of people who quit their day job for something completely different.
Friday, December 1st, 9:57 pm
Food businesses serving up cheesy dishes are thriving, but is the trend bad for our health?
Friday, December 1st, 5:15 pm
What do US central bankers do during a financial crisis?
Friday, December 1st, 12:01 am
They won't give you superhuman strength, but exoskeletons are making physical tasks easier.
Thursday, November 30th, 12:02 am
Skiing faces a number of challenges, including ageing participants, climate change, and even Brexit.
Thursday, November 30th, 12:04 am
Japan's years of stagnant wage growth and a rapidly ageing population offer lessons to other developed economies.
Monday, 10:37 am
The digital currency Bitcoin is going through the roof - but what is it, and why has it shot up in price?
Wednesday, November 29th, 12:13 am
How a Brazilian company put itself at the forefront of biological pest control - using insects to control other bugs.
Tuesday, November 28th, 12:16 am
Imagine pointing your phone's camera at any object and being given useful information about it.
Tuesday, November 28th, 12:20 am
The interest rate set by America's central bank, the US Federal Reserve, is one of the key levers of the global economy.
Tuesday, November 28th, 12:23 am
The volunteers pushing to get up to three million Indian girls into school instead of becoming child brides.
Monday, November 27th, 12:18 am
The founder of the sports nutrition company MaxiMuscle wants to buy back the firm he founded.
Monday, November 27th, 12:25 am
This simple yet transformative piece of technology made civilisation possible.
Saturday, November 25th, 12:34 am
How Advent has gone from chocolate treats for children to an extravagant present-filled bonanza.
Friday, November 24th, 9:48 pm
A growing number of businesses are finding creative uses for surplus food - but will the trend ever go mainstream?
Friday, November 24th, 12:03 am
Not every country has a single number to call in an emergency. One start-up is trying to change that.


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley