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Backhouse Insurance Brokers,
Oakmount House
Lomeshaye Business Park,
Nelson, Lancashire,
BB9 6RX

T: 01282 677776 F: 01282 677770



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8:47 am (8 hours ago)
Services on the East Coast rail route between London and Scotland return to private hands after more than five years in the public sector.
3:32 pm (an hour ago)
Three countries are to trial a new method of tracking planes, which could help avoid incidents like the disappearance of flight MH370.
3:33 pm (an hour ago)
HTC reveals it is to sell a virtual reality headset featuring tracking technology developed by video games firm Valve.
2:12 pm (2 hours ago)
LG unveils a smartwatch that can make calls without being paired to a phone, while Huawei unveils its first Android Wear watch.
Yesterday, 12:46 pm
First-time home buyers aged under 40 in England can now register to buy new homes at a discount of up to a fifth off the normal price.
Yesterday, 9:17 am
Energy price comparison sites should compensate customers who changed to tariffs that may not have been the cheapest deals, MPs say.
Friday, 5:15 pm
Lloyds Banking Group confirms that it will resume paying dividends to shareholders for the first time since the financial crisis in 2008.
Friday, 11:29 am
The gap between the most expensive and cheapest regional average house prices in England and Wales is more than £350,000, figures show.
Friday, 5:01 pm
Russia's president says he is cutting the salaries of his staff by 10%, as Russia's finances are hit by low oil prices and Western sanctions.
Yesterday, 8:25 am
Indian PM Narendra Modi's government unveils a business-friendly budget aimed at attracting greater investment for the economy.
Friday, 1:53 pm
An unofficial passport website has sued more than 150 of its own customers after they tried to cancel or refused to pay believing they had been misled.
Friday, 6:52 pm
Companies wanting to run rail franchises in the north of England must scrap Pacer trains, the Department of Transport confirms.
Friday, 9:43 pm
The slowdown in the US economy at the end of last year was more pronounced than previously thought, official figures show.
Friday, 1:27 pm
International Airlines Group (IAG) reports a big jump in annual profits and raises its forecast for 2015 after a "remarkable" turnaround at Spanish airline Iberia.
Friday, 1:34 pm
The cost of first and second class stamps are each to rise by 1p from 30 March, Royal Mail announces.
Friday, 3:13 pm
A numeracy charity's challenge prompts beauty giant L'Oreal to change an advert boasting about not being good at maths.
Friday, 6:38 pm
Ed Miliband says £9,000 tuition fees in England have been a "disaster" and promises Labour would fund a reduction by cutting tax relief on high earners' pensions.
Thursday, 1:50 pm
A judge rules that airline Jet2.com cannot delay the payment of compensation due to passengers for delayed flights, setting a precedent for thousands of similar claims.
Thursday, 11:21 am
The TV licence does not have a long-term future and is likely to be replaced by a new levy within the next 15 years, a group of MPs says.
Friday, 9:37 pm
Greek PM Alexis Tsipras denies his country will need a third international bailout, and vows to "start working hard" to change the country.
Thursday, 7:14 pm
Ghana has secured a $1bn loan from the International Monetary Fund that could stabilise its troubled economy.
Thursday, 10:43 am
Business investment in the UK falls for the second quarter in a row, recording the biggest decline since 2009.
Thursday, 12:08 am
Polo is one of the most popular sports in Argentina, yet unlike football or rugby most of the businesses that keep the game going are small homegrown companies.
Wednesday, 12:05 am
Becoming your own boss is many people's dream, but what's it really like to start a business from scratch?
Monday, 12:16 am
How Mexican immigrant Jordi Munoz set up the largest US-based drone manufacturer, a company called 3D Robotics.
Wednesday, 9:28 am
Fifa says it will not pay compensation to clubs and leagues unhappy about plans to play 2022 World Cup in November and December.
Thursday, 10:05 pm
Chelsea sign a five-year shirt sponsorship with a Japanese tyre manufacturer worth a reported £40m per year.
Wednesday, 8:28 am
Bus tycoon James Easdale resigns from Rangers' board following fan pressure against the current Ibrox regime.
12:59 pm (4 hours ago)
The Greek Finance Minister Yanis Varoufakis has promised his country will make repaying its debts to the International Monetary Fund its main priority.
Yesterday 6:14 pm (22 hours ago)
India's finance minister, Arun Jaitley, has been presenting the government of Narendra Modi's first full budget.
Friday, 8:26 pm
Close to one million men are now choosing to reduce their hours and take part-time employment. Emma Simpson reports.
Friday, 3:05 pm
Airbus chief executive Tom Enders tells the BBC's Aaron Heslehurst there is a ''positive outlook'' for the A380 superjumbo, claiming ''airlines love it, customers love it''.
Friday, 11:36 pm
India is forecast to overtake China to become the world's fastest-growing large economy next year.
Friday, 10:19 pm
With the Orange Wednesdays cinema offer coming to an end, Dave Lee looks at other ways to make going to the movies more affordable.
Friday, 3:20 pm
Can an initiative to promote equality for women in the UAE really make a difference?
Friday, 11:36 am
How the Zimbabwean government is pushing platinum miners to build a refinery.
Friday, 10:30 pm
Meet the men opting to work less than a full week
Friday, 10:26 pm
Has the music died for Brazil's middle class?
Friday, 10:20 pm
Keeping cinema affordable after Orange Wednesday's demise
Friday, 12:01 am
The tech combating job applicant fraud
Friday, 12:04 am
Has nuclear power had its day?
Friday, 12:05 am
Are tablets losing their appeal?
Friday, 12:35 am
Will Narendra Modi be India's Thatcher?
Thursday, 8:35 pm
Can India's government conjure up a cost-cutting budget?

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley