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Wholesale Insurance

Property Owners Insurance

An expertise both in commercial and residential property owners, we understand the sector and it's particular needs and requirements.

Complications with tenants do arise and we seek to handle any issue and deal to ensure the least disruption and complication.

All our policies are bespoke offering leading edge wordings and enhancements to ensure that we obtain maximum benefits when a claim occurs.

  • Rebuild and repair following claim with environmental improvement to take account of energy efficiency.

  • Non invalidation of any claim following action of a tenant.

Other issues arise such as unoccupancy where proactive action can avoid a reduction in the cover and increase in the rate charged.

Other matters require legal assistance such as the eviction of squatters to the prevention of fly tipping.

For more information please contact Peter Barnes on 01282 677776 or email

5:49 pm (50 minutes ago)
EU ministers chose a new home for the European Medicines Agency, which is leaving the UK after Brexit.
5:32 pm (an hour ago)
The stationery group says it will no longer run promotions in the newspaper following an outcry.
12:43 pm (6 hours ago)
British Airways starts a boarding policy that means those in the cheapest seats will be called last.
11:40 am (7 hours ago)
Consumer group Which? finds 60% of products were cheaper or the same price on other days of the year.
3:43 pm (3 hours ago)
Uber plans to purchase up to 24,000 cars from Volvo before 2021 to build a self-drive fleet.
5:08 pm (an hour ago)
A remaining obstacle to the 1,179-mile pipeline is removed with approval from a Nebraska commission.
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9:26 am (9 hours ago)
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12:01 pm (7 hours ago)
A group of influential German business figures launch campaign to keep the UK in the European Union.
5:19 pm (an hour ago)
Shares in the private hospital group drop after Mediclinic says it no longer intends to bid for the firm.
Yesterday, 11:22 am
The chancellor says the country must embrace new technologies in order to succeed.
9:50 am (9 hours ago)
The purchase marks a move into grocery retailing, where online operators have often struggled.
Saturday, November 18th, 2:04 pm
The chancellor is expected to announce plans to examine the idea in Wednesday's Budget.
Friday, November 17th, 11:35 pm
Philip Hammond will use the Budget to "attack problems" that lost the Tories votes, a former minister tells Newsnight.
Friday, November 17th, 11:43 pm
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Friday, November 17th, 1:08 pm
The UK's biggest car manufacturer Jaguar Land Rover is testing driverless cars on public roads.
12:20 am (18 hours ago)
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Yesterday, 11:54 am
The chancellor insists the 1.4m unemployed in the UK have not been forgotten as he clarifies his remark.
Friday, November 17th, 4:11 pm
EasyJet founder Sir Stelios Haji-Ioannou discusses why he's started an award for disabled entrepreneurs in the UK.
Saturday, November 18th, 1:24 am
Despite leaving school with no GCSEs, Louchavan Lemard has been named Black Business Man of 2017.
Friday, November 17th, 12:13 am
Munaf Kapadia found a unique way to tear his mother away from the television - by making her his head chef in his pop-up restaurant business.
Friday, November 17th, 12:20 am
BBC Click's Nick Kwek looks at some of the best of the week's technology news stories.
Friday, November 17th, 1:07 pm
With the fastest growing mobile phone market in the world, sub-Saharan Africa is a target market for the video games industry.
Thursday, November 16th, 4:12 pm
Sarah Beeny says Britain does not have a housing shortage, but an "affordable housing shortage".
Yesterday, 2:32 pm
Oil extracted from the city's annual 200,000 tonnes of coffee waste is blended with diesel.
12:16 am (18 hours ago)
The "cold chain" profoundly changed the food we eat and the way we shop.
12:09 am (19 hours ago)
How 27-year-old Irishman John Collison created IT firm Stripe with his brother, and became personally worth $1.1bn.
Yesterday, 12:41 am
Jeff Kurosaki and Tara Pelletier set up their vegan skincare firm to fund their art, now it makes nearly $1m a year.
Friday, November 17th, 9:57 pm
A growing number of young men are using cosmetics and big brands are embracing the trend.
Friday, November 17th, 10:01 pm
Which is the best insurance technology for young drivers: Black box or dash cam?
Friday, November 17th, 12:08 am
A simple innovation is helping to cut supermarkets' refrigeration costs by 15%.
Thursday, November 16th, 12:06 am
Ryan Johnson's low-cost movie props are proving popular among a new generation of filmmakers
Wednesday, November 15th, 12:02 am
The Swedish hi-tech firm at the forefront of using 3D printing to create human ears, noses and other body parts.
Wednesday, November 15th, 12:07 am
The United Arab Emirates' Mars research programme is turning its attention to date palm trees.
Wednesday, November 15th, 7:37 am
University founder in Ghana wins major international education award.
Tuesday, November 14th, 5:27 pm
Despite some difficult economic headwinds this year's Dubai Airshow is set for a record number of visitors as well as displays from the Chinese air force's aerobatics team, writes Tim Bowler.
Friday, November 17th, 5:01 pm
A shortage of weather data is holding back many African economies. Some start-ups are changing this.
Tuesday, November 14th, 12:03 am
The Indian social enterprise that's building public toilets and using poo power to pay for their sustainability
Tuesday, November 14th, 12:04 am
Eric Roy developed a powerful new water filter for homes after a major contamination scandal.
Monday, November 13th, 5:54 pm
Boom Supersonic boss Blake Scholl says new technology means supersonic flight has a commercial future.
Friday, November 17th, 10:06 pm
Here is what we already know about changes to your finances ahead of a second Budget of the year.
Yesterday, 1:02 pm
The chancellor says he understands the difficulties young people have in saving for a deposit.
Thursday, November 16th, 12:31 pm
Shadow chancellor John McDonnell demands 'an emergency Budget for public services '.


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley