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Retail Insurance

Retail Insurance

Whatever size of company you run, it is essential that you protect your business with the most comprehensive insurance to give you complete peace of mind. This will allow you to concentrate on what you do best - working with customers and developing your own business.

At Backhouse we have the expertise to understand the different requirements of all types of business trades and can therefore create an insurance policy specifically tailored to your needs.

Individual policies can be arranged on a stand-alone basis separately for each class of business, or can be arranged on a package basis under one main policy.

Wholesale Insurance

At Backhouse we understand that running a wholesale business presents a number of challenges. With over 50 years experience we know business insurance inside out and understand that you may be looking to only insure certain parts of your business. With a desire to understand your needs we take pride in arranging policies specifically tailored to your needs, if you have a legal requirement for certain cover we will tell you.

No matter the risk we at Backhouse have the experience, knowledge and ability to exceed your expectations. Why not put us to the test?

For more information please contact Peter Barnes on 01282 677776

Yesterday 8:37 pm (6 hours ago)
US media giant 21st Century Fox has made a takeover approach for Sky, the UK-based satellite broadcaster.
Yesterday 9:26 pm (5 hours ago)
Six million people with defined benefit pensions see transfer values shoot up in the last year, according to a big insurance company.
Yesterday 1:28 pm (13 hours ago)
A total of £1.7bn in benefits was not paid to those entitled to the money in 2015-16 owing to fraud and error.
Yesterday 3:02 pm (12 hours ago)
Shares in Italy's Monte dei Paschi di Siena bank fall sharply following reports that it will not get more time to raise cash.
Yesterday 12:17 pm (15 hours ago)
The UK faces higher food prices without continued access to EU workers, 30 trade associations have warned.
Yesterday 4:05 pm (11 hours ago)
A new high-speed Intercity train developed at a County Durham factory rolls off the production line.
Yesterday 10:57 am (16 hours ago)
The UK trade deficit in goods and services narrowed to £2bn in October as exports rose, official figures show.
Yesterday 8:54 am (18 hours ago)
Irish fruit distributor Fyffes says it has agreed to be bought by Japan's Sumitomo Corporation.
Yesterday 5:08 pm (10 hours ago)
The FTSE 100 sees its fifth consecutive day of gains, with Sky shares staging a late surge.
Yesterday 10:55 am (16 hours ago)
Tougher rules are needed to protect investors in crowdfunding platforms, the Financial Conduct Authority says.
Yesterday 1:53 pm (13 hours ago)
The government has awarded its first back-up power agreements to battery storage plants.
Yesterday 11:57 am (15 hours ago)
The money generated by councils in England from parking operations has risen by 9% in a year, research finds.
Yesterday 5:44 am (21 hours ago)
Controversial courtside ads for William Hill will not be featured at next month's tennis tournament.
Yesterday, 2:51 am
Australia approves the sale of its largest private landholding, the Kidman estate, to Gina Rinehart.
Yesterday 12:10 pm (15 hours ago)
As Kenya prepares to export oil, the promise of petrodollars has generated high expectations.
Thursday, 11:44 pm
Singapore prepares to shut down its 2G mobile phone network leaving thousands looking for a new service.
Yesterday 9:28 pm (5 hours ago)
Cameroon's "protected" Penja pepper has helped to transform the region, economically.
Yesterday, 12:12 am
BBC Click's Nick Kwek looks at some of the best of the week's technology news
Thursday, 6:36 pm
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Thursday, 2:57 am
On the island of Singapore, young urbanites are being shown how to grow their own tropical-friendly, edible gardens.
Wednesday, 7:46 pm
June is disabled and was unable to find a job for three years.
Tuesday, 9:59 am
Augmented reality app Blippar can now recognise the faces of 70,000 public figures.
Thursday, 7:55 am
China's supreme court rules in favour of basketball legend Michael Jordan in a long-running trademark dispute.
Wednesday, 1:09 pm
Four special £5 notes, engraved with a tiny portrait of Jane Austen, are put into circulation.
Yesterday 9:30 pm (5 hours ago)
Digital is shaking up the sport viewing picture, as fans find new ways to watch their favourite teams in a landscape increasingly dominated by pay-TV.
Yesterday, 12:02 am
Since the recession more people have reported feeling stressed at work, and that can lead to mental health problems. How do you support the workforce by breaking the taboo around mental illness?
Yesterday, 12:04 am
Online ads can be irritating and irrelevant, so can technology help them become more targeted?
Thursday, 12:25 am
Most of us have to deal with a disruptive colleague during our working lives, but how can a company best deal with such "toxic employees"?
Wednesday, 12:03 pm
Iceland has become a model country for gender equality but women there say more needs to be done.
Wednesday, 12:02 am
Christmas party season is upon us again, but what do employers and staff really get out of these events?
Wednesday, 12:02 am
Why do Asian countries do so well in global education rankings? The OECD's education director says it reflects a belief that all pupils can succeed.
Tuesday, 4:27 pm
Len McCluskey is general secretary of Unite, the UK's biggest union. We chart his political roots and his support for Jeremy Corbyn's leadership of the Labour Party.
Monday, 11:00 pm
Why do so many artificially intelligent chatbots have female names and avatars?
Tuesday, 9:50 pm
We want you to show us your interpretation of the business stories that have affected you this year.
Tuesday, 9:35 am
Two stories in the past week have reported contradictory conclusions about the cost of Christmas dinner.
Monday, 11:58 am
Italy's struggling banks now face added uncertainty after Prime Minister Matteo Renzi's heavy referendum defeat.
Monday, 12:03 am
How Chris Gardner went from sleeping rough with his young son on the floor of a public toilet to the life of a multi-millionaire investor.
Monday, 11:09 am
Were the official GDP forecasts from the Office for Budget Responsibility too gloomy?
Sunday, December 4th, 12:49 am
The boss of Barclaycard says the plastic credit card is being replaced with new technology, so soon we will need nothing to make a payment.
Saturday, December 3rd, 12:40 am
What role do postcards and letters play in this digital age? Some businesses think there is a gap in the market.
Friday, December 2nd, 12:23 am
As global student loan debt reaches crisis levels, can tech start-ups help cut costs?
Thursday, December 1st, 12:24 am
As the year draws to a close, many people will review the state of their wealth. So, is your bank balance now a spectacular display or did your finances fizzle?


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley