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Retail Insurance

Retail Insurance

Whatever size of company you run, it is essential that you protect your business with the most comprehensive insurance to give you complete peace of mind. This will allow you to concentrate on what you do best - working with customers and developing your own business.

At Backhouse we have the expertise to understand the different requirements of all types of business trades and can therefore create an insurance policy specifically tailored to your needs.

Individual policies can be arranged on a stand-alone basis separately for each class of business, or can be arranged on a package basis under one main policy.

Wholesale Insurance

At Backhouse we understand that running a wholesale business presents a number of challenges. With over 50 years experience we know business insurance inside out and understand that you may be looking to only insure certain parts of your business. With a desire to understand your needs we take pride in arranging policies specifically tailored to your needs, if you have a legal requirement for certain cover we will tell you.

No matter the risk we at Backhouse have the experience, knowledge and ability to exceed your expectations. Why not put us to the test?

For more information please contact Peter Barnes on 01282 677776

8:10 am (an hour ago)
Online gambling firms may be breaking the law by making it very difficult for players to collect their winnings, the competition regulator says.
8:42 am (an hour ago)
British American Tobacco makes an offer to merge with its US partner Reynolds to combine brands including Rothmans and Camel.
9:46 am (10 minutes ago)
The government borrowed £10.6bn in September to take the total so far this year to £45.5bn, according to official figures.
7:53 am (2 hours ago)
Hundreds of vulnerable jobseekers may have been conned out of money as part of a recruitment scam, a BBC investigation finds.
8:39 am (an hour ago)
A number of Indian banks are taking safety measures amid fears that the security of millions of debit cards may have been compromised.
6:17 am (4 hours ago)
Samsung appears to file copyright claims against YouTube videos mocking its recalled Galaxy Note 7 handset.
9:32 am (25 minutes ago)
The EU-Canada free trade deal (Ceta) is held up by a regional government in Belgium - despite the Belgian national government and all 28 EU leaders backing the deal.
2:31 am (7 hours ago)
Microsoft's focus on cloud computing has helped it deliver better-than-expected quarterly profits and sent its shares to an all-time high.
12:44 am (9 hours ago)
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9:24 am (33 minutes ago)
News of British American Tobacco's planned merger with Reynolds boosts shares in cigarette companies, lifting the London market.
Yesterday 3:51 pm (18 hours ago)
MPs have backed a call for the former owner of BHS, Sir Philip Green, to be stripped of his knighthood.
Yesterday 3:07 pm (19 hours ago)
Nintendo reveals the first details of its next games console - the Nintendo Switch - previously code-named NX.
Yesterday 2:31 pm (19 hours ago)
Apple says there is a "flood" of potentially life-threatening counterfeit goods being sold via Amazon.
Yesterday 3:09 pm (19 hours ago)
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Tuesday, 1:36 pm
UK inflation rose to 1% in September. Andy Verity explains why the fall in the pound could lead to further inflation and why you could end up paying more for your coffee.
Tuesday, 12:27 am
Entrepreneur Tim Norton champions the gig economy with his cloud-based video production firm, but says there are challenges.
Yesterday, 6:38 am
Shops are "struggling to cope" with the amount of items customers return, with a quarter of it unfit for resale, new figures suggest.
Wednesday, 11:21 am
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Yesterday, 12:17 am
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Wednesday, 12:09 am
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Tuesday, 11:44 am
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Tuesday, 12:23 am
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Monday, 12:00 am
More and more of us are eating breakfast out of the house, and the competition for our custom is hotting up.
Monday, 12:03 am
How Argentine entrepreneur Maximo Cavazzani built mobile phone quiz game Trivia Crack, which has been downloaded more than 150 million times around the world.
Friday, October 14th, 10:34 pm
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Friday, October 14th, 4:09 pm
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Friday, October 14th, 10:12 am
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Friday, October 14th, 12:01 am
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Friday, October 14th, 12:29 am
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Thursday, October 13th, 12:06 am
As Samsung stops production of its Galaxy Note 7 smartphone after incidents of the handsets catching fire, how can it hope to repair its damaged reputation?


An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.


New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence


At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.


The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.


Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.


The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.


From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.


With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions