PRIVATE CLIENT

Click here to discover our range of personal insurance solutions.

manufacturing Insurance

Manufacturing Insurance

Backhouse Insurance is a leading independent insurance broker, our clients range from sole traders to major UK business and UK divisions of global manufacturers.

We have built up a considerable expertise with a wide variety of manufacturing companies working with metals, plastics, rubber and carbon fiber composites to name just a few.

Products range from bespoke ironwork artifacts to specialist component and machinery manufacturers.

We also have clients involved in the manufacture and processing of a wide range of beverages and food, with a demand for sourcing product recall insurance.

If it can be manufactured, processed or worked upon in any way, we probably already deal with clients who have similar requirements and if not our aim is to make sure that we soon will do.

For more information please contact Peter Barnes on 01282 677776 or email peterb@backhouse.co.uk

Lloyds to return to private hands

8:45 pm (3 hours ago)
George Osborne has used his annual Mansion House speech to the City to announce the government is preparing to sell its stake in Lloyds Bank back to private investors.

Fed 'could end bond-buying in 2014'

11:17 pm (39 minutes ago)
The Federal Reserve maintains its $85bn-a-month (£54bn) asset purchase programme, but says it could begin scaling back later this year and ending it completely in 2014.

Jail reckless bankers, report urges

3:48 pm (8 hours ago)
Measures including criminal sanctions to make bankers responsible for their own failings, are called for in a new report.

Dolce and Gabbana sentenced to jail

5:35 pm (6 hours ago)
Italian fashion designers Domenico Dolce and Stefano Gabbana are sentenced to jail in Italy for tax evasion but have appealed against the verdict.

BT complains about Sky Sports supply

1:47 pm (10 hours ago)
UK telecoms regulator Ofcom is to launch an investigation into BSkyB over the supply of its sports channels to rival broadcasters.

Drug firms fined for blocking rivals

5:18 pm (7 hours ago)
Nine drug companies are fined for delaying cheaper generic drugs coming to market.

Home-buyers 'need 14 years to save'

11:34 am (12 hours ago)
The average single person in their twenties will now have to save for over 14 years before they can buy a home, says the housing charity Shelter.

Postal workers reject privatisation

5:39 pm (6 hours ago)
Royal Mail workers vote strongly against the government's proposals to privatise the postal group.

IMF: Spain making strong progress

3:20 pm (9 hours ago)
The IMF says Spain has made strong progress on its economy, but the outlook remains "difficult" and more action is needed to boost job creation.

China's Wanda to buy UK yacht maker

2:43 pm (9 hours ago)
Dalian Wanda Group, a Chinese property developer, says it will spend £1bn ($1.6bn) to buy a British yacht maker and property in London.

BT's Livingston to be trade minister

2:03 pm (10 hours ago)
BT chief executive Ian Livingston is to leave the company to join the government as a trade minister, David Cameron announces.

BoE votes 6-3 against stimulus move

11:25 am (13 hours ago)
The Bank of England governor was outvoted again at his final monetary policy committee meeting, with the body voting 6-3 against more stimulus measures.

Cyprus leader attacks bailout terms

10:01 am (14 hours ago)
Cyprus President Nicos Anastasiades urges eurozone leaders to help his country's biggest bank and sharply criticises the bailout agreed in March.

Japan exports up by most since 2010

8:00 am (16 hours ago)
Japanese exports rose in May at the fastest annual rate since 2010 as the yen weakened, providing a boost to Prime Minister Shinzo Abe's plan to revive the economy.

Food labels system to be rolled out

12:10 am (24 hours ago)
A new consistent system of front-of-pack food labelling is to be introduced in the UK, the government says.

London Market Report

7:19 pm (5 hours ago)
Shares in London fall back, with investors expected to remain cautious ahead of comments from the US Federal Reserve.

Dish abandons bid for Sprint Nextel

8:59 am (15 hours ago)
US satellite TV operator Dish Network says it will not submit a revised bid for Sprint Nextel, leaving the way open for a rival bid from Japan's Softbank.

House price 'bubble' warning

Yesterday, 12:32 pm
Building Societies are warning the government about a future house price bubble, unless it plans how to end its Help to Buy programme.

Families 'less gloomy over finances'

Monday, 4:41 pm
UK household finances are improving, a survey suggests, although most people still believe their financial circumstances are deteriorating.

Lloyds 'aware of' Co-op's black hole

Yesterday, 1:42 pm
The bosses of the Lloyds Banking Group tell MPs that they knew there was a black hole in the accounts of the Co-op Bank, four months before a vital deal with them collapsed.

G8 leaders agree deal on tax evasion

Yesterday, 5:48 pm
Leaders of the G8 major economies agree plan to clamp down on money launderers, illegal tax evaders and corporate tax avoiders.

EU car sales hit 20-year low for May

Yesterday, 4:22 pm
New car sales across Europe fell to their lowest level in two decades in May as the deepening recession hurt demand.

UK inflation rate rises to 2.7%

Yesterday, 2:27 pm
The rate of consumer price index (CPI) inflation increased to 2.7% in May, up from 2.4% in April, the Office for National Statistics (ONS) says.

Organise a concert by your favourite band

Monday, 12:10 am
If you ever fancied organising a concert by your favourite band, UK technology company Songkick could have the answer.

Small brewers with big passion to succeed

Thursday, June 13th, 12:21 am
The BBC’s Jill Martin visits a former nun and a beer nut in the US state of Georgia to discover why passion is seen as the vital ingredient in brewing a successful US small business.

Cookery classes relying on angels

Monday, June 10th, 12:07 am
Before the financial crisis, Jean-Christophe Menz could just walk into a bank and ask for money - not any more.

Hearts placed into administration

5:19 pm (7 hours ago)
Hearts' administrators say they are aware of the need to find a resolution to the club's problems so close to the new season.

WRU wants to discuss Lions profits

6:32 am (17 hours ago)
Welsh rugby chief Roger Lewis calls for a home nations rethink of how profits generated by British and Irish Lions tours are split.

Maradona in China compensation win

Yesterday, 9:05 am
Diego Maradona wins compensation from two Chinese firms for using his name in an online game, Hot-Blooded Soccer, without his consent.

VIDEO: High hopes for Bombardier C-series

10:16 am (14 hours ago)
The chief of Canadian Bombardier, Pierre Beaudoin, has said the company's new C-series of regional jets could boost revenues by as much as a quarter.

VIDEO: Testing out battle kit of the future

10:12 am (14 hours ago)
It is not just planes and helicopter on display at the Paris Air Show, as the BBC's Theo Leggett found out when he tried on some of US defence firm Raytheon's new kit.

VIDEO: 'Made in Peru' World Cup shirts

11:42 am (12 hours ago)
Clothing manufacturers in Peru expect to make bumper profits next year by making football shirts for global fans descending on Brazil for the World Cup.

VIDEO: When might US Fed ease stimulus?

10:04 am (14 hours ago)
Investors want to know when the US Federal Reserve will begin scaling back its help for the economy - that is, buying $85bn a month in bonds and keeping interest rates low.

VIDEO: Sunseeker jobs in UK 'safe'

12:04 pm (12 hours ago)
Chinese property developer Dalian Wanda Group has said it will spend more than £1bn ($1.6bn) to buy a British yacht maker and develop a hotel in London.

AUDIO: Today business round-up

10:03 am (14 hours ago)
The Today programme's business news with Simon Jack.

AUDIO: Banking report 'will change little'

10:02 am (14 hours ago)
Lord Myners, the former Labour city minister, says "very little will change for several years as a result of the Tyrie report" on banking standards.

VIDEO: Singapore economy suffers from smoke

4:05 am (20 hours ago)
Singapore's economy is being impacted by the huge cloud of smoke that drifts in from Sumatran wood fires every year.

VIDEO: The global middle class revolution

12:13 am (24 hours ago)
Where is the middle class growing around the world?

BT boss goes in to bat for Britain

4:44 pm (7 hours ago)
BT boss goes in to bat for Britain

When will banking ever change?

12:00 am (24 hours ago)
Are there no new big banks because we are too lazy?

Will the Boeing and Airbus duopoly crack?

12:27 am (23 hours ago)
Will the Airbus/Boeing duopoly ever be broken?

IMF entering university market

11:13 am (13 hours ago)
The IMF offers free online university courses

Glimmers of hope in Detroit

2:14 am (22 hours ago)
Is down-at-heel Detroit on the brink of a comeback?

How do you prepare for a lifetime of renting?

1:35 pm (10 hours ago)
How do you prepare for a lifetime of renting?

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley