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Contruction Insurance

Construction Insurance

Backhouse have been specialist brokers to the construction industry for over 50 years. We have built a specialism in the sector to meet our client's requirements in the areas of cover, risk management, claims and service.

Our portfolio of construction clients is wide ranging, from privately owned to public limited companies, from speculative developers to civil engineers and we act for both main and specialist subcontractors.

Our specialist claims operation provides an unrivalled service.

With our expertise within the construction sector, we are able to provide covers tailor made to meet our clients requirements in both insurance and performance bond areas.

As a national insurance broker in the construction sector, we have the expertise and facilities to add real benefit to your business.

For further information please call Jane Beresford on 01282 677776 to discuss your requirements or email jlberesford@backhouse.co.uk

11:33 am (an hour ago)
The troubled Co-operative Bank cuts its pre-tax losses in the first half of the year, and cuts staff numbers by 13%.
9:00 am (4 hours ago)
EDF Energy is ordered to pay £3m after an Ofgem probe into the way the firm handled customer complaints, the last of the "big six" to make such a payment.
9:03 am (4 hours ago)
The London Stock Exchange is raising £938m in a shareholders rights issue to help fund a £1.6bn US acquisition.
11:28 am (an hour ago)
Uncertainty over an independent Scotland's currency could lead to "capital flight" from the country, the chairman of HSBC claims.
12:32 am (12 hours ago)
Argentina's plan to ask investors holding defaulted bonds to swap them for new locally issued debt is ruled "illegal" by a US court.
11:42 am (an hour ago)
Administrators receive four bids for Ferguson Shipbuilders in Port Glasgow, which went bust last week with the loss of 70 jobs.
2:17 am (10 hours ago)
US clothing store Gap is bringing its brand to India with the aim of opening 40 outlets, and will launch the first two stores early next year.
Yesterday 4:29 pm (20 hours ago)
Bank of America agrees to pay a record $16.7bn (£10bn) to US authorities for selling toxic mortgage loans that helped trigger the financial crisis.
Yesterday 9:30 pm (15 hours ago)
The S&P surges to a fresh all-time high on Thursday boosted by signs of a strengthening US economy.
Yesterday 1:55 pm (23 hours ago)
Russia's main consumer watchdog announces unscheduled checks on a number of McDonald's restaurants as part of an investigation into food standards.
Yesterday, 12:25 pm
Anyone wanting to buy a powerful vacuum cleaner has only 10 days left to be certain of getting one - following new EU rules that come in next month.
Yesterday 4:47 pm (20 hours ago)
Bank of Scotland says it will appeal against a Belfast High Court judgement that ruled it had unfairly double billed customers who fell behind on their mortgages.
Yesterday, 11:00 am
UK retail sales rise by 2.6% in July, up just 0.1% from June, figures from Office for National Statistics show.
Yesterday 4:58 pm (20 hours ago)
Family Dollar, the US-based discount store at the centre of a bidding war, rejects rival Dollar General's proposal to buy it in a deal worth about $9.7bn (£5.8bn).
Yesterday, 11:40 am
Government finances show an unexpected deficit in July for the second year running, according to figures from the Office for National Statistics.
Yesterday, 12:44 pm
More than 130,000 cars were made in the UK last month, a rise of 2.8% compared with last year, according to the Society of Motor Manufacturers and Traders.
Yesterday 1:32 pm (23 hours ago)
Eurozone business growth slows in August, weighed down by sluggish French and German economies.
Yesterday, 12:03 am
Data gathered by donation site JustGiving has revealed what it says is the UK's most generous town, based on donations to its website.
Wednesday, 8:51 am
Calvin Harris is still the world's top-earning DJ according to Forbes magazine.
Yesterday 12:46 pm (24 hours ago)
Four fraudsters behind a sophisticated bank card scam involving a "dizzying array of gadgets" are jailed by a judge at the Old Bailey.
Wednesday, 11:09 am
A total of £19.1bn is advanced to homebuyers in July, the Council of Mortgage Lenders says, amid warnings that the property market may face headwinds.
Wednesday, 4:06 pm
The number of workers categorised as self-employed has risen to its highest in 40 years, according to the Office for National Statistics (ONS).
Wednesday, 11:19 am
Two out of nine members of the Bank of England's Monetary Policy Committee voted to raise interest rates earlier this month, the first time in three years that policymakers have done so.
Wednesday, 12:17 pm
An emotional President de Kirchner says proposed legislation will return control of its debt to the government.
Wednesday, 6:43 am
Exports from Japan show a surprise pick-up in July, reigniting hopes of growth for the world's third largest economy.
Tuesday, 12:11 am
One man's quest to bring artisan beer to the island of Mauritius.
Sunday, August 17th, 8:10 pm
The BBC's Phil Mercer meets Matt Grainger, who has succeeded in combining his hobby with earning a living, by starting a surf business on Manly Beach in Sydney, Australia.
Wednesday, August 13th, 10:58 pm
The US retail market is a tough nut to crack, but there are a number of small UK firms who have managed to succeed in America.
Yesterday 2:24 pm (22 hours ago)
Aston Villa name Tom Fox as the Premier League club's new chief executive, replacing Paul Faulkner, who left in July.
Yesterday, 11:38 am
The 2014 Commonwealth Games athletics track at Hampden Park is to be lifted and moved to Grangemouth Stadium.
Yesterday, 12:32 pm
Coventry City are to return to the Ricoh Arena after agreeing a two-year deal with the company that runs the stadium.
12:00 am (13 hours ago)
What pinpointing positions on the planet could mean for you
12:01 am (13 hours ago)
High hopes for the equestrian world games
12:02 am (13 hours ago)
Water bills are rising for heavy users
12:01 am (13 hours ago)
Russian ban starts to bite for Poland's apple growers
Yesterday, 12:03 am
Ebola crisis has serious financial effect on West Africa
Yesterday, 12:03 am
Shopkeepers in Rome deal with reality of endless economic crisis
Wednesday, 8:01 pm
Myanmar's young tourism bosses confident about the future
Wednesday, 12:00 am
The man who says he's responsible for a million kids
Tuesday, 2:40 pm
EU sanctions prompt Russia to turn to Swiss cheese makers

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions