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Contruction Insurance

Construction Insurance

Backhouse have been specialist brokers to the construction industry for over 50 years. We have built a specialism in the sector to meet our client's requirements in the areas of cover, risk management, claims and service.

Our portfolio of construction clients is wide ranging, from privately owned to public limited companies, from speculative developers to civil engineers and we act for both main and specialist subcontractors.

Our specialist claims operation provides an unrivalled service.

With our expertise within the construction sector, we are able to provide covers tailor made to meet our clients requirements in both insurance and performance bond areas.

As a specialist insurance broker in the construction sector, we have the expertise and facilities to add real benefit to your business.

For further information please call Jane Beresford on 01282 677776 to discuss your requirements.

Yesterday 10:00 pm (7 hours ago)
Pensions Minister Ros Altmann says there is a "delicate balancing act" to maintain the strength of pension schemes amid the uncertainty of Brexit.
Yesterday 5:28 pm (11 hours ago)
Chancellor George Osborne abandons his target to restore government finances to a surplus by 2020, saying there were 'clear signs' of a shock to the economy.
Yesterday 10:00 pm (7 hours ago)
The British Olympic Association is set to report record profits for 2015, its chief executive Bill Sweeney has told the BBC.
Yesterday 12:17 pm (17 hours ago)
Two speeches made within 24 hours have signalled significant changes ahead for personal finances.
Yesterday 5:23 pm (12 hours ago)
Electronics firm Hewlett Packard has been awarded $3bn (£2.26bn) in damages in a legal dispute with software giant Oracle.
Yesterday 8:59 pm (8 hours ago)
Puerto Rico has said it does not have enough money to pay the debt
Yesterday 2:29 pm (14 hours ago)
BMW, Intel and computer vision firm Mobileye have signed a deal to develop autonomous vehicles.
Yesterday 5:13 pm (12 hours ago)
UK shares rise for a third day, after Bank of England governor Mark Carney hinted at fresh stimulus measures following the Brexit vote.
Yesterday 11:49 pm (5 hours ago)
Mining giant BHP Billiton says it will fight the suspension by the Brazilian Supreme Court of a settlement for damages caused by a dam burst at an iron ore mine.
Yesterday 9:57 am (19 hours ago)
British Gas is to offer free electricity for eight hours at weekends to two million customers who have smart meters installed.
Yesterday 10:36 am (18 hours ago)
UK manufacturers saw activity pick-up in June, according to a closely watched survey, but the effects of the Brexit vote will not be seen until July.
Yesterday, 12:35 am
One of the UK's biggest industrial companies, Siemens UK, tells the BBC that future investment could be hit in the wake of the Brexit vote.
Yesterday 8:53 am (20 hours ago)
Royal Dutch Shell chief executive tells the BBC he is taking 'a good look' at the company's North Sea assets in the light of weak oil prices.
Thursday, 10:26 pm
Hershey rejects a $23bn (£17bn) offer from Mondelez that would bring some of the world's best known chocolate and biscuit brands under one roof.
Yesterday 8:39 am (20 hours ago)
Asian stocks rise for the third day in a row, as investors make bets policymakers will take steps to boost growth and prevent further market uncertainty.
Thursday, 7:23 pm
The top European Union trade official says the UK cannot begin negotiating terms for doing business with the bloc until after it has left it.
Thursday, 3:57 pm
Banking giant Barclays has no plans to move jobs out of the UK following the vote to leave the European Union, chief executive Jes Staley tells the BBC.
Thursday, 8:37 pm
Ratings agency Standard and Poor's cuts its credit grade for the European Union after the UK's Brexit vote.
Yesterday 9:20 pm (8 hours ago)
Why has George Osborne given up on restoring government finances to a surplus by 2020?
Yesterday 8:41 am (20 hours ago)
Shell chief executive Ben van Beurden tells the BBC he is taking "a good look" at its North Sea assets in the light of lower oil prices.
Yesterday 12:25 pm (17 hours ago)
A number of start-ups in Kenya are relying solely on social media to get their businesses up and running.
Yesterday, 1:12 am
Taiwan's Foxconn officially takes over Japan's Sharp on Friday - how does Japan feel about losing ownership of one of its most well-known electronics brands?
Yesterday, 1:13 am
Days out in the sunshine are often enjoyed in July but there are ways in which the pain of overspending can be avoided, an expert says.
Wednesday, 11:25 am
Simon Topman of Acme Whistles is concerned about higher tariffs and a changing European attitude towards the UK.
Thursday, 4:09 am
Australians vote in a federal election on Saturday. While climate change, immigration and education are key issues, it is the economy that is likely to decide who wins.
Wednesday, 9:46 am
Dixons Carphone boss Seb James explains how the retailer is responding to the Brexit vote
Tuesday, 5:24 pm
The BBC is given a first look at a smartphone costing less than £3, set to launch in India next week.
Tuesday, 9:29 am
The Crown Estate delivers a record £304.1m to the Treasury after the value of its portfolio rises 9.7% to £12bn.
Yesterday 10:00 pm (7 hours ago)
A new generation of energy switching services is emerging, claiming to offer better ways for millions of people to cut their gas and electricity bills.
Yesterday 10:00 pm (7 hours ago)
The UK's Brexit vote is testing the cultural bonds between Britain and Berlin, but film studio boss Charlie Woebcken says "these links aren't going away".
Yesterday 10:00 pm (7 hours ago)
The second level US football league, the NASL - a famous 1970s brand name - is looking to increase the number of its teams and score new commercial deals.
Yesterday, 1:06 am
The world can be a dangerous place, but can smartphone apps really help protect us when things go wrong?
Thursday, 12:00 am
As businesses become ever more concerned about the impact of sleep deprivation, one company is now paying its staff to get a good night's shut-eye.
Thursday, 10:28 am
Focus in Australia's election campaign has turned to the uncertainty over Brexit in recent days, with parties arguing their economic credentials.
Wednesday, 12:28 am
A university dedicated to food is to award an international prize for a chef whose cooking does good as well as tastes good.
Tuesday, 5:05 am
As businesses grapple with how to respond to Brexit, Germany's capital is keen to open new doors to Britain's tech-savvy talent pool.
Tuesday, 12:37 am
Paul Srivorakul started his business in the middle of a coup and it thrived, but what's the best way for firms to cope with uncertainty?
Tuesday, 12:33 am
Tech firms promise auto-translation services that are near-instantaneous and accurate, but can businesses really rely on them?
Monday, 4:23 pm
German politicians consider a tough approach on Brexit as the leading German business association denies saying the UK would continue to have access to the single market.
Monday, 12:00 am
Fifty years ago this week Barclaycard issued the first credit cards in the UK. Simon Read looks at how the plastic card changed our relationship with money.
Tuesday, 8:24 am
A profile of stockbroker Brad Katsuyama, who devised a way to prevent the controversial practice of high frequency trading on the US financial markets.
Monday, 1:09 pm
Chinese business and political leaders at the World Economic Forum gathering in Tianjin are putting a brave face on the uncertainty caused by Britain's vote to leave the EU.
Sunday, June 26th, 2:21 am
Garbine Muguruza is being heralded as the new face of women's tennis, but can the Spaniard follow in the footsteps of global superstars like Maria Sharapova and Serena Williams?
Friday, June 24th, 9:28 am
Now that the British public has voted for Brexit, what exactly will be the economic effects? Here are five areas where experts say we should pay close attention.
Saturday, June 25th, 9:04 am
The UK government must resolve key issues with the EU, including immigrants' access to Britain, as well as trade deals and tariffs.
Saturday, June 25th, 1:07 pm
As Moody's, one of the big three credit ratings agencies, cuts its outlook for the UK's economy from "stable" to negative", BBC News explains what the agencies do.
Friday, June 24th, 12:57 pm
UK companies and business organisations say action to shore up stability and confidence is needed following the EU referendum result.
Friday, June 24th, 3:32 pm
Gatwick may be back in the race against Heathrow to build a new runway following the vote to leave the EU and David Cameron's resignation
Friday, June 24th, 10:09 am
How are fashion retailers responding to the world of smartphones and social media?
Monday, 2:59 pm
The UK's vote to leave the EU has had an immediate effect on some elements of our finances - but not all. Here's what has changed.
Monday, 4:59 pm
Norway, Switzerland, Canada or Singapore? What approach should the UK take to trade deals with the EU and others, once it leaves the European bloc?
Yesterday, 1:02 am
What will the UK's exit from the EU mean for British workers in Europe? Many expats in Germany are in shock about their home country's decision to leave.
Yesterday 2:58 pm (14 hours ago)
Why is foreign investment so important to the future of the UK economy?
Yesterday, 1:11 am
Robert Pouget, managing director of the Oxford Cheese Company, says the pound dropping in value is an advantage to him both for exports and for home sales.
Wednesday, 3:02 pm
Business leaders are calling on any future government to ensure continued "access" to the EU's single market following the referendum but what does that short but significant word mean?
Wednesday, 1:29 pm
Social media has been full of claims that the amounts lost already have been many times the value of the UK's annual contribution to the EU Budget. Is that fair?
Wednesday, 12:14 am
Following the Brexit vote, overseas holidays have become more expensive for Britons as the pound has fallen - so will more of us be holidaying in the UK this summer?
Wednesday, 12:38 pm
With the pound falling to its lowest level in more than 30 years after Brexit, who are the groups directly affected?

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley