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Contruction Insurance

Construction Insurance

Backhouse have been specialist brokers to the construction industry for over 50 years. We have built a specialism in the sector to meet our client's requirements in the areas of cover, risk management, claims and service.

Our portfolio of construction clients is wide ranging, from privately owned to public limited companies, from speculative developers to civil engineers and we act for both main and specialist subcontractors.

Our specialist claims operation provides an unrivalled service.

With our expertise within the construction sector, we are able to provide covers tailor made to meet our clients requirements in both insurance and performance bond areas.

As a national insurance broker in the construction sector, we have the expertise and facilities to add real benefit to your business.

For further information please call Jane Beresford on 01282 677776 to discuss your requirements.

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Tesco chairman Sir Richard Broadbent will leave the firm after the company announced a bigger-than-forecast hole in its profits.
1:04 am (8 hours ago)
Lloyds Banking Group is planning to cut around 9,000 jobs - around a tenth of its entire workforce - over the next three years, the BBC understands.
12:03 am (9 hours ago)
Builders are preparing to construct new UK homes at a rate not seen since the before the financial crisis, new figures show.
8:12 am (42 minutes ago)
Annual profits at Debenhams have fallen 24.8%, reflecting the impact on sales of last year's warm winter weather.
12:01 am (9 hours ago)
KPMG and financial regulators have been criticised in a report by MPs into Co-op Bank's failed bid to buy 632 Lloyds branches last year.
Yesterday 6:44 pm (14 hours ago)
US car safety regulators expand a recall of vehicles with potentially dangerous Takata airbags to 7.8 million, warning that owners should take 'immediate action'.
Yesterday 11:35 am (21 hours ago)
The pound falls after Bank of England policy makers find "insufficient evidence" of inflationary pressure to justify a rate rise.
Yesterday 2:51 pm (18 hours ago)
Aerospace giant Boeing has raised its forecast for profits this year and says it has a record backlog of orders.
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Asian shares were down on Thursday, taking their lead from Wall Street despite positive factory data from China.
Yesterday 12:50 pm (20 hours ago)
Home Retail Group says that store closures at Homebase will be accelerated, with the number of outlets cut by 25% by 2019.
Yesterday 12:51 pm (20 hours ago)
Oil giant Total appoints a new chief executive and new chairman to replace Christophe de Margerie who died in a plane crash in Moscow on Monday.
Yesterday 11:48 am (21 hours ago)
The fate of people turned down for payday loans owing to stricter regulations on the industry has prompted polarised debate.
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Microsoft is ditching the Nokia brand name from new devices, less than a year after acquiring the Finnish mobile firm.
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South Africa's new finance minister cuts the country's economic growth forecast from 2.7% to 1.4%.
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GlaxoSmithKline's shares rose 4% after its third quarter results beat expectations and it pledged to return an additional £4bn to shareholders via a special share scheme.
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Yesterday 10:38 am (22 hours ago)
UK car insurance premiums have risen for the first time in more than two years, with further rises predicted.
Yesterday 4:22 pm (17 hours ago)
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Tuesday, 4:16 pm
Families could reduce energy bills by following new guidance from Public Health England on recommended heating levels.
Yesterday 10:06 am (23 hours ago)
Japan's trade deficit edges higher in September despite exports growing at their fastest pace in seven months.
Yesterday, 7:10 am
Allowing UK cities to make their own decisions on tax and spending could boost economic growth by £79bn a year by 2030, a year-long study concludes.
Tuesday, 11:19 am
Government borrowing rises in September to £11.8bn, which will limit the government's options in the run-up to next year's election economists say.
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Thursday, October 16th, 12:08 am
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Tuesday, 1:57 pm
India suspend all future tours to the Caribbean following the West Indies' decision to abandon their tour of India last week.
Friday, October 17th, 3:20 pm
Glasgow hotels enjoyed a significant lift in room rates during July, helped by the Commonwealth Games.
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HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions