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Contruction Insurance

Construction Insurance

Backhouse have been specialist brokers to the construction industry for over 50 years. We have built a specialism in the sector to meet our client's requirements in the areas of cover, risk management, claims and service.

Our portfolio of construction clients is wide ranging, from privately owned to public limited companies, from speculative developers to civil engineers and we act for both main and specialist subcontractors.

Our specialist claims operation provides an unrivalled service.

With our expertise within the construction sector, we are able to provide covers tailor made to meet our clients requirements in both insurance and performance bond areas.

As a specialist insurance broker in the construction sector, we have the expertise and facilities to add real benefit to your business.

For further information please call Jane Beresford on 01282 677776 to discuss your requirements.

Yesterday 10:13 pm (3 hours ago)
The Treasury is warning that millions of current and future pensioners will be worse off if the UK leaves the European Union.
12:09 am (an hour ago)
A million more young people are likely to find themselves living with their parents over the next decade, according to the insurance company Aviva.
12:46 am (27 minutes ago)
Google wins legal battle against Oracle to use Java software in its Android operating system.
Yesterday 7:50 pm (5 hours ago)
MPs have rejected an offer from the boss of Sports Direct to visit the firm's headquarters by helicopter.
Yesterday 11:52 am (13 hours ago)
Oil continues its recovery, with prices rising above $50 a barrel for the first time in 2016 as a result of supply disruptions and increased global demand.
Yesterday 2:34 pm (11 hours ago)
Proposals to change Tata's pension scheme would be specific to the company and would not be applied more broadly, Business Secretary Sajid Javid says.
Yesterday 10:31 am (15 hours ago)
Savers withdrawing money from their pension pots could face a maximum exit charge of 1%, under plans released by the Financial Conduct Authority (FCA).
Yesterday 5:20 pm (8 hours ago)
The UK government makes a loss from North Sea oil and gas production for the first time since records began nearly 50 years ago.
Yesterday 9:01 pm (4 hours ago)
Microsoft and Facebook announce plans to build the highest capacity data link between the US and Europe.
Yesterday 1:18 pm (12 hours ago)
Companies like Ticketmaster should take more action to prevent touts "harvesting" concert tickets, a government review recommends.
Yesterday 10:15 pm (3 hours ago)
Strike action over labour law reforms grips France, disrupting oil refineries, nuclear power stations and transport hubs, as police battle protesters.
Yesterday 7:55 am (17 hours ago)
HS2 is an over-priced, gold-plated project and will fail in many of its objectives a group of transport experts warns.
Yesterday 8:06 am (17 hours ago)
Department store chain Debenhams appoints an executive from Amazon's European business as its new chief executive.
Yesterday 11:11 am (14 hours ago)
Shares in the publisher of the Daily Mail fall 8% after falling advertising income hits half-year profits.
Yesterday 5:17 pm (8 hours ago)
Commodity-related shares helped to lift the London market as the price of oil hit $50 a barrel for the first time this year.
Wednesday, 1:22 pm
Apple supplier Foxconn replaces 60,000 factory workers with robots, according to Chinese media reports.
Yesterday 4:22 pm (9 hours ago)
Retired steel workers should not have to pay to save the industry through pension cuts, a Welsh Labour MP says.
Yesterday 3:38 pm (10 hours ago)
Smaller increases in steel pensions would avoid the risk of collapse and cuts, the chair of the scheme's trustees says.
Yesterday, 12:00 am
Sir Paul Smith, the legendary designer, may have been a force in the world of fashion and business for 40 years, but says he is not complacent, because "no-one cares how good you used to be".
Wednesday, 4:46 pm
The board of the Tata Steel has confirmed that there is still no decision about which bidders have made the shortlist to take over its UK operations.
Wednesday, 1:33 pm
Jeremy Corbyn joins steel workers marching through London to highlight the crisis facing the British steel industry.
Wednesday, 2:23 pm
Despite pledges to cut steel production, China is reopening some of its mills.
Wednesday, 9:08 am
What do women want from High Street stalwart Marks and Spencer?
Wednesday, 9:01 am
Marks and Spencer chief executive Steve Rowe says he has a plan in place to recover sales in the clothing and home sections.
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Yesterday, 12:00 am
What's going on in Vancouver's property market?
Yesterday, 12:01 am
The perils of trying to run a business in Venezuela
Yesterday, 12:23 am
Will populism push Europe away from economic orthodoxy?
Wednesday, 1:43 pm
Will Greece's latest debt deal really change anything?
Wednesday, 3:32 pm
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Tuesday, 12:10 am
From High Street dominance to troubles with fast fashion

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

Backhouse meet with me once a month to review our insurances. As part of this process they have produced a comprehensive, easy to understand schedule of all our cover which they update prior to each meeting. In my 30 years of dealing with Insurance Brokers this has never been done so efficiently, or consistently, as it has by Backhouse. They are the best brokers I have ever come across!

Graham Pilkington, Director. Cavitech Solutions