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Contruction Insurance

Construction Insurance

Backhouse have been specialist brokers to the construction industry for over 50 years. We have built a specialism in the sector to meet our client's requirements in the areas of cover, risk management, claims and service.

Our portfolio of construction clients is wide ranging, from privately owned to public limited companies, from speculative developers to civil engineers and we act for both main and specialist subcontractors.

Our specialist claims operation provides an unrivalled service.

With our expertise within the construction sector, we are able to provide covers tailor made to meet our clients requirements in both insurance and performance bond areas.

As a specialist insurance broker in the construction sector, we have the expertise and facilities to add real benefit to your business.

For further information please call Jane Beresford on 01282 677776 to discuss your requirements.

Yesterday 6:26 pm (6 hours ago)
Bank of England governor Mark Carney says the decision on when to raise UK interest rates is still likely to be made at the end of the year, despite China's slowdown.
Yesterday 3:46 pm (9 hours ago)
A computer glitch that delayed 275,000 HSBC payments has now been resolved, the bank tells the BBC.
Yesterday 12:44 am (24 hours ago)
Justin King, the former chief executive of Sainsbury's, says the National Living Wage will "destroy jobs".
Friday, 4:41 pm
The founder and chief executive of the Ashley Madison extra-marital affair website, Noel Biderman, steps down following data hack.
Yesterday 11:02 am (13 hours ago)
News Corp confirms it is in talks with Rebekah Brooks after the Financial Times newspaper reports she is to return as chief executive of its UK division.
Friday, 11:56 am
The number of homes being sold in England and Wales has fallen significantly, according to figures from the Land Registry.
Friday, 1:32 pm
The number of adults taking out Individual Savings Accounts (Isa) has fallen to its lowest level for ten years, according to official figures
Friday, 2:31 pm
Navinder Sarao, the so-called "flash crash" day trader, fails in his bid to postpone his US extradition hearing.
Friday, 6:19 pm
The Crown Prosecution Service is considering a file for a possible corporate prosecution over phone hacking at the now closed News of the World.
Friday, 9:48 pm
Chinese shares have ended the week almost 8% lower after volatile trading that started on Monday with shock losses and spread fear to global markets.
Friday, 10:07 am
UK economic growth for the second quarter of the year was unrevised at 0.7%, official figures have shown.
Friday, 2:19 pm
Brazil enters recession, as official figures show the country's economy contracted by 1.9% between April and June, compared with the previous three months.
Wednesday, 11:06 am
The new boss of McDonald's UK tells the BBC that zero-hours contracts are fair because they help staff stay flexible.
Thursday, 12:01 am
Kickstarter raised it £2.3m but drone maker struggles to meet hopes
Friday, 12:57 pm
Slowing growth in China has seen stock markets in turmoil and underlined the recent plunge in commodity prices - a key concern in many African economies.
Friday, 12:18 am
South Sudan has what many business people describe as a "war economy" as they battle to keep their companies afloat as a result of the brutal civil war.
Friday, 7:55 am
New rules are being introduced to protect the authenticity of Irish Whiskey and support the increasing number of distilleries across the Republic of Ireland and Northern Ireland.
Friday, 12:18 am
Lerato Mbele visits a tea farm to find out why Kenya is the world's largest exporter of the beverage.
Friday, 1:27 am
The story of how one family - and its staying power - has kept producing whisky successfully throughout five generations.
Friday, 1:34 am
Providing services through a country as wide-spread as Indonesia - with its 17,000 islands - poses a challenge - banking by boat is one way to fix the problem.
Friday, 7:08 am
Brazil is Latin America's biggest economy but the country faces a troubling slump, with inflation close to 10% and unemployment rising steadily.
Thursday, 5:02 am
The BBC's business editor, Kamal Ahmed, speaks to Indian Finance Minister Arun Jaitley about his country's ambitious attempts to reform.
Friday, 12:00 am
What will be the impact of the crash at Shoreham?
Friday, 12:02 am
How video-on-demand services are shaking up broadcasting
Friday, 12:01 am
Is austerity helping or hurting?
Thursday, 12:01 am
The watchmaker who travels the globe to deliver
Thursday, 12:00 am
So your child wants to be a games designer
Wednesday, 3:58 pm
How China's slowdown has pushed the oil price lower
Wednesday, 5:49 pm
Is Ukraine right to sell off its equine farms?
Wednesday, 12:09 am
Is your body the next frontier for the chip giant?
Tuesday, 9:02 am
Six Cs that explain the recent market turmoil

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley