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Contruction Insurance

Construction Insurance

Backhouse have been specialist brokers to the construction industry for over 50 years. We have built a specialism in the sector to meet our client's requirements in the areas of cover, risk management, claims and service.

Our portfolio of construction clients is wide ranging, from privately owned to public limited companies, from speculative developers to civil engineers and we act for both main and specialist subcontractors.

Our specialist claims operation provides an unrivalled service.

With our expertise within the construction sector, we are able to provide covers tailor made to meet our clients requirements in both insurance and performance bond areas.

As a national insurance broker in the construction sector, we have the expertise and facilities to add real benefit to your business.

For further information please call Jane Beresford on 01282 677776 to discuss your requirements or email jlberesford@backhouse.co.uk

Yesterday 5:24 pm (10 hours ago)
Barclays shareholders vote to approve the bank's remuneration package, which includes higher bonuses despite a 30% fall in profits.
Yesterday 1:43 pm (14 hours ago)
The Labour Party is looking to sever its links with the troubled Co-op Bank, bringing to an end one of the oldest political partnerships in the UK.
12:07 am (3 hours ago)
Mortgage applicants will face tougher questions about their lifestyle from lenders, under new rules that come into force on Saturday.
2:38 am (45 minutes ago)
Four of the biggest technology firms - Apple, Google, Intel and Adobe - settle a class action case alleging they conspired to hold down salaries.
Yesterday 9:50 pm (6 hours ago)
Internet retailer Amazon reports a 32% jump in profit to $108m in the first quarter, but investors worry over increasing expenses.
Yesterday 9:47 pm (6 hours ago)
Microsoft earnings decline to $5.66bn, but beat market estimates as new chief executive Satya Nadella's push into cloud computing pays off.
Yesterday 8:29 pm (7 hours ago)
London's Gherkin skyscraper has been placed into receivership by creditors after one of its owners was declared insolvent
Yesterday 10:42 pm (5 hours ago)
Barclays agrees to a $280m settlement with US regulators over allegations it misled US mortgage lenders Fannie Mae and Freddie Mac during the housing crisis.
Yesterday 2:09 pm (13 hours ago)
General Motors sees first quarter profits hit by a $1.3bn charge to cover the cost of a huge recall of cars over defective ignition switches
Yesterday 2:57 pm (12 hours ago)
The postal union, the CWU, says it's secured a pay deal covering more than 3,000 staff at Crown Post Offices worth up to 7.3% over 3 years.
Yesterday 12:33 pm (15 hours ago)
UK carmakers increased production in March, helped by demand from Europe and after a number of firms finished upgrading their plants.
Yesterday 11:37 am (16 hours ago)
Con artists are using the Green Deal energy efficiency scheme as cover to cheat cash out of householders, Citizens Advice has claimed.
Yesterday 4:51 pm (11 hours ago)
The US Food and Drug Administration is seeking minimum age restrictions and warnings on e-cigarettes because of uncertainties over their impact on health.
Yesterday 11:03 am (16 hours ago)
Social networking giant Facebook reports better than expected profits, as a surge in mobile advertising helps boost its revenues.
Yesterday 2:29 pm (13 hours ago)
Unison is to ballot local government workers and school staff in England for strikes after members rejected a 1% pay offer, the union says.
Yesterday 5:09 pm (10 hours ago)
Well-received updates from AstraZeneca and Anglo American help to push the FTSE 100 higher.
Wednesday, 1:43 am
Businesses in the Highlands have been offered free advice on how they can cash in on the Loch Ness Monster myth.
Tuesday, 12:36 pm
Small print on some car insurance policies has a higher word count than George Orwell's novel Animal Farm, a consumer website has found.
Yesterday 3:16 pm (12 hours ago)
Ulster Bank, a subsidiary of RBS, reports problems with its computer systems, as some customers are debited twice for cash machine withdrawals.
Yesterday 7:50 am (20 hours ago)
The Scottish government disputes UK government claims about future pension costs in an independent Scotland.
Yesterday 9:04 am (18 hours ago)
A study says the public cost of higher university fees and loans is "highly uncertain" and depends on how much future graduates will earn.
Yesterday 7:33 am (20 hours ago)
South Korea's economy grows more than forecast in the first quarter, helped by a jump in construction and exports.
Wednesday, 1:11 pm
The UK government borrowed £107.7bn in the financial year to April 2014, lower than the amount it borrowed the previous year.
Wednesday, 6:24 pm
Portugal's chances of exiting its three-year bailout rose after yields on its 10-year government debt fell sharply to an eight-year low of 3.58% at a bond auction.
Tuesday, 12:33 am
Most companies have value statements, but what can chief executives do to ensure they add meaning and are more than rhetoric?
Tuesday, 8:50 am
The BBC's Jane O'Brien profiles US-Somali investor Mohamed Ali, who returns to his African homeland to help businesses to grow and prosper.
Sunday, April 20th, 1:13 am
Some of the UK's most successful entrepreneurs talk to the BBC about how to succeed - and share some of their biggest mistakes.
Yesterday 11:05 am (16 hours ago)
Convicted football match-fixer Wilson Raj Perumal is being held by Finnish police on an international arrest warrant, officials say.
Yesterday 12:10 pm (15 hours ago)
Rangers are in a "fragile" financial state and would not survive a second administration, a club shareholder tells BBC Scotland.
Yesterday 1:54 pm (13 hours ago)
Formula 1 boss Bernie Ecclestone denies charges of bribery at the start of his trial in Munich and says he will fight to clear his name.
12:39 am (3 hours ago)
Since the age of five, Christian von Koenigsegg knew he wanted to create the world's fastest car. On the floor of the New York International Auto Show, he tells the BBC how he did it.
Yesterday 4:54 pm (10 hours ago)
Barclays shareholders have voted to approve the bank's remuneration package, which includes higher bonuses despite a 30% fall in profits.
12:16 am (3 hours ago)
Ed Catmull, President of Pixar, explains how Steve Jobs use of humour in presentations was influenced by his time at the animation firm.
Yesterday 4:41 pm (11 hours ago)
Many survivors of the Rana Plaza factory collapse in Dhaka are still waiting for compensation after the tragedy in 2013 that killed 1,129 workers.
Yesterday 6:48 pm (9 hours ago)
The Labour Party is looking to sever its links with the troubled Co-op Bank, bringing to an end one of the oldest political partnerships in the UK.
Yesterday 3:39 am (24 hours ago)
A potential free trade deal called the Trans Pacific Partnership is being seen as key to boosting growth in the Asia-Pacific region. But it has raised some questions about the impact on US jobs.
Yesterday 10:58 am (16 hours ago)
The chairman of Saracens rugby club, Nigel Wray tells BBC Extratime he is worried that players might go elsewhere if English clubs are unable to compete financially with international clubs.
Yesterday, 2:34 am
Keith Lostaglio of consultants A T Kearney tells the BBC what is behind GlaxoSmithKline and Novartis's deal.
12:45 am (3 hours ago)
How Christian von Koenigsegg created a megacar
12:02 am (3 hours ago)
How home loan applicants could be asked about their lifestyle
12:13 am (3 hours ago)
Can small firms compete with big business on data analytics?
Yesterday, 12:09 am
The unlikely debt capital of Britain
Yesterday 9:47 pm (6 hours ago)
Why Rana Plaza survivors need compensation not charity
Yesterday 7:01 pm (8 hours ago)
Shareholders wary of making allowances
Wednesday, 8:00 pm
Firms ditching the US and Europe for tropical paradise
Yesterday, 12:16 am
Can energy grids cope with higher demand and volatile supply
Wednesday, 9:57 pm
Survivors recall Rana Plaza disaster one year on

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley