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Contruction Insurance

Construction Insurance

Backhouse have been specialist brokers to the construction industry for over 50 years. We have built a specialism in the sector to meet our client's requirements in the areas of cover, risk management, claims and service.

Our portfolio of construction clients is wide ranging, from privately owned to public limited companies, from speculative developers to civil engineers and we act for both main and specialist subcontractors.

Our specialist claims operation provides an unrivalled service.

With our expertise within the construction sector, we are able to provide covers tailor made to meet our clients requirements in both insurance and performance bond areas.

As a national insurance broker in the construction sector, we have the expertise and facilities to add real benefit to your business.

For further information please call Jane Beresford on 01282 677776 to discuss your requirements.

4:42 pm (48 minutes ago)
Apple, the biggest US company by market value, will be included in the Dow Jones Industrial Average from 19 March.
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2:43 pm (3 hours ago)
The US economy adds 295,000 jobs in February, while the unemployment rate fell to 5.5% from 5.7%, Labor Department figures show.
12:30 pm (5 hours ago)
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12:23 pm (5 hours ago)
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Yesterday 9:42 pm (20 hours ago)
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Yesterday, 11:44 am
The Serious Fraud Office is investigating liquidity auctions held by the Bank of England during the financial crisis, the Bank says.
Yesterday, 12:47 pm
UK interest rates are kept unchanged again by the Bank of England, meaning they have now been at their record low of 0.5% for six years.
Yesterday, 4:45 pm
The European Central Bank raises this year's growth forecast for the eurozone to 1.5%, and says it will begin its quantitative easing programme next week.
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Tuesday, 5:11 pm
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Yesterday, 11:13 am
UK house prices fell 0.3% in February leaving the average house price at £192,372, according to the Halifax.
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The European Union approves the rollout of rural fuel rebates to 17 areas in Scotland and England.
Yesterday, 12:02 am
Four secondary ticket-selling websites have agreed to be more transparent, following pressure from the Competition and Markets Authority (CMA).
Yesterday, 3:40 am
China, the world's second-largest economy, has set its growth target at about 7% for this year, the government said.
Yesterday, 8:56 am
Brazil's central bank lifts interest rates to a six-year high of 12.75% in an attempt to restrain inflation.
Wednesday, 12:35 pm
Eurozone retail sales rose for a fourth consecutive month in January, official figures show, indicating the zone's economy may be picking up.
Monday, 12:07 am
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Monday, 6:06 pm
Liverpool Football Club reports a profit for the first time in seven years, mainly as a result of rising media revenue from the Premier League.
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A law passed in Germany will see 100 of the country's largest businesses appointing more women on their supervisory boards to meet the newly set quota of 30%.
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Yesterday, 2:34 am
Australia's multi-billion dollar surfing industry has been facing challenges since the global financial crisis, but things may be turning around for the sector.
Yesterday 10:40 pm (19 hours ago)
The SFO is investigating the Bank of England after allegations that the process under which it lent to banks during the financial crisis was "rigged".
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PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing our trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

We find Backhouse both conscientious, professional and great value for money delivering a first class claims service.

Paul Reyner, Fagan and Whalley