• Construction Insurance

    Our portfolio of Construction clients is wide ranging, from privately owned to public limited companies, from speculative developers to civil engineers and we act for both main and specialist subcontractors. Our specialist claims operation provides an unrivalled service.

    Read More...

  • Manufacturing Insurance

    We have built up a considerable expertise with a wide variety of manufacturing companies working with metals, plastics, rubber and carbon fibre composites to name just a few. Products range from bespoke ironwork artefacts to specialist component and machinery manufacturers.

    Read More...

  • Engineering Insurance

    As a leading independent insurance broker Backhouse recognise the needs of precision engineers. The degree of accuracy is critical when supplying components to the oil, gas, motor vehicle, defence and aviations sectors and quality control procedures reflect this. Equally important are your exposures to the potential for your products to cause injury or harm where they may be safety critical.

    Read More...

  • Property Owners Insurance

    An expertise both in Commercial and Residential property owners, we understand the sector and its particular needs and requirements. All our policies are bespoke offering leading edge wordings and enhancements to ensure that we obtain maximum benefits when a claim occurs.

    Read More...

  • Logistics Insurance

    We understand that operating a warehouse and distribution facility is no easy task, we pride ourselves on working in partnership with you. Identifying your needs at the outset we then go about arranging a portfolio of policies which complement your business activities.

    Read More...

  • Information TechnologyInsurance

    Whilst I.T. companies face many of the same exposures as most other businesses the speed at which technology evolves presents its own challenges. The key to success is staying ahead of the game, Backhouse take great pride in arranging policies that are able to adapt and change as quickly as technology itself.

    Read More...

  • Retail & WholesaleInsurance

    Whatever size of company you run, it's essential that you protect your business with the most comprehensive insurance to give you complete peace of mind. This will allow you to concentrate on what you do best - working with customers and developing your own business.

    Read More...

  • Education Insurance

    In the same way that every pupil has their own unique skill sets and personality traits, we recognise that every school or academy has its own nuances which need careful consideration. Our clients have chosen Backhouse because of the importance we place upon understanding these often unique requirements.

    Read More...

Welcome to Backhouse Insurance

Backhouse Insurance is a leading independent insurance broker which specialises in providing insurance services to both Commercial and Private clients. We offer a wide range of insurance services and risk management solutions specifically tailored to the needs of our clients. Backhouse Insurance is a highly trained and motivated organisation that is dedicated to providing a quality service to all our clients.

Backhouse Insurance is a well respected broker with a strong reputation throughout the insurance industry, built through providing over 75 years of expert advice and personal service. This has allowed us to build strong relationships with insurance companies, which allows us to provide a wide range of reliable and flexible insurance products at competitive prices.

Please explore our site for more information, or alternatively contact a member of our team to discuss your requirements.

To view our Private Client Brochure please click here>

4:50 pm (7 hours ago)
A £963,000 bonus in shares awarded to Royal Bank of Scotland boss Stephen Hester is strongly criticised by politicians and unions.
4:22 pm (7 hours ago)
The pace of US economic growth quickened to a 2.8% annualised rate in the three months to December, the Commerce Department says.
8:00 pm (4 hours ago)
Greece could reach a deal with its creditors over the weekend, according to the EU's Economic Commissioner, Olli Rehn.
12:41 pm (11 hours ago)
Growing inequality should now be the priority for leaders after the economic crisis, senior figures at the World Economic Forum say.
Yesterday, 5:14 pm
Davos veteran Rick Goings, boss of Tupperware, offers "dos and don'ts" for first-time visitors to the World Economic Forum.
Yesterday, 1:48 pm
Davos comes to terms with a new global power
Yesterday, 12:11 am
There's a gloomy mood at this year's meeting of the WEF
2:19 pm (9 hours ago)
The Chancellor George Osborne has revealed details about the new Financial Services Bill that will overhaul regulation of the sector.
8:28 pm (3 hours ago)
Five eurozone economies, including Italy and Spain, are downgraded by rating agency Fitch, citing financial weakness during the debt crisis.
2:25 pm (9 hours ago)
Spain's unemployment figure rose above the five million mark in the last quarter of 2011, official figures show.
10:50 pm (59 minutes ago)
US carmaker Ford has reported a surge in profits in 2011, fuelled by a one-off payment and strong sales in its home country.
4:57 pm (7 hours ago)
Outsourcing group Serco announces it is to cut 500 jobs in the UK, mostly at the company's head office in Hampshire.
2:24 pm (9 hours ago)
A European Parliament rapporteur has stood down in protest as a controversial anti-piracy agreement is signed by several countries.
6:30 am (17 hours ago)
With half the world online by 2016, the web economy in the G20 countries is set to nearly double in size to $4.2tn (£2.7tn), research suggests.
11:58 am (12 hours ago)
Brokers are telling new borrowers to expect mortgage rates to see-saw in the coming months, owing to economic uncertainty.
6:00 pm (6 hours ago)
Model train and Scalextric maker Hornby issues a profits warning after sales of its train and slot-car racing sets were hit in the run up to Christmas.
12:40 am (23 hours ago)
BP must cover some but not all of oil rig owner Transocean's liabilities for the 2010 oil spill in the Gulf of Mexico, a US judge rules.
12:36 pm (11 hours ago)
Up to 350 workers are to lose their jobs at a Kent steel firm which has gone into administration, it is confirmed.
2:24 am (21 hours ago)
South Korea's Samsung Electronics announces a 17% rise in profits in the last three months of 2011, as smartphone sales boosted earnings.
8:14 am (16 hours ago)
The pubs chain and brewer Marston's reports "strong" trading over the Christmas period, with higher sales of food and drink.
3:08 pm (9 hours ago)
Payday lenders and other providers of short-term credit will face much tougher regulation when a new watchdog starts work.
12:45 pm (11 hours ago)
The Italian firm that owns the stricken cruise ship Costa Concordia reaches an agreement on compensation with several Italian consumer groups.
Yesterday, 2:23 pm
No fines will be handed out to anyone who submits their self-assessment tax returns online in the first two days of February.
Yesterday, 2:28 pm
Retail sales fell in January as shoppers reined in their spending at the start of the year, the CBI says.
Yesterday, 4:01 pm
Orders for durable goods rose 3% in the US in December, according to official figures from the Commerce Department.
Wednesday, 7:40 pm
The Federal Reserve says it does not now expect to raise interest rates in the US until late 2014, sending the dollar lower.
Yesterday, 7:37 pm
Intel is paying $120m (£76m) for RealNetwork's video patents. Experts say it undermines claims that a "patent bubble" has burst.
12:48 am (23 hours ago)
US coffee chain Starbucks posts a 10% rise in net profits for the three months to 1 January 2012, benefiting from new stores and new products.
Yesterday, 10:19 pm
US phone network AT&T reports a $6.7bn (£4.3bn) net loss for the three months to the end of December 2011.
3:36 pm (8 hours ago)
Harry Redknapp told police he has paid "fortunes in income tax" and did not "fiddle anybody", a court hears.
10:36 am (13 hours ago)
London 2012 organisers take control of the Olympic Village site in a ceremony to mark six months until the Games begin.
Yesterday, 3:29 pm
Relocating to a new stadium would not necessarily guarantee Lincoln City's long-term future, warns a football finance expert.
5:51 pm (6 hours ago)
Speaking from Davos, financier George Soros has warned that Europe is likely to face a "lost decade" and is concerned that the EU may be destroyed by austerity measures.
11:34 pm (15 minutes ago)
Newsnight's economic forum in Hemel Hempstead.
6:06 pm (6 hours ago)
Dame Ellen MacArthur is in Davos to promote a new sustainable approach for the economy.
9:20 am (14 hours ago)
Dr Ruth Bender, of the Cranfield School of Management, explains why she thinks it is fair that Stephen Hester gets his bonus worth over £900,000
3:12 pm (9 hours ago)
IMF chief Christine Lagarde has again stressed the need for European governments to prioritise growth as talks on the region's debt crisis continue.
3:41 pm (8 hours ago)
South Korea's Samsung Electronics has announced a 17% rise in profits in the last three months of 2011, as smartphone sales boosted earnings.
11:29 am (12 hours ago)
Many are struggling to pay their bills but the philosopher Alain De Botton reckons the British should be encouraged to think this is a good idea, by rebranding it as charity.
9:49 am (14 hours ago)
Credit unions have been around since the nineteenth century but in the past 10 years the number of people using one has risen by more than 200 per cent.
2:03 pm (10 hours ago)
'Gambling' with some of the world's top investors
1:15 pm (11 hours ago)
What has RBS boss Stephen Hester achieved?
Yesterday 11:50 pm (24 hours ago)
Keeping systems safe from attack
6:25 am (17 hours ago)
Is Pakistan's economy in danger of potential collapse?
Yesterday, 12:04 am
What investments can help you beat inflation?
Yesterday, 12:01 am
Does a financial crisis pose danger or opportunity?
Yesterday, 7:19 am
How Peacocks collapsed under a mountain of debt

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley