• Construction Insurance

    Our portfolio of Construction clients is wide ranging, from privately owned to public limited companies, from speculative developers to civil engineers and we act for both main and specialist subcontractors. Our specialist claims operation provides an unrivalled service.

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  • Manufacturing Insurance

    We have built up a considerable expertise with a wide variety of manufacturing companies working with metals, plastics, rubber and carbon fibre composites to name just a few. Products range from bespoke ironwork artefacts to specialist component and machinery manufacturers.

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  • Engineering Insurance

    As a leading independent insurance broker Backhouse recognise the needs of precision engineers. The degree of accuracy is critical when supplying components to the oil, gas, motor vehicle, defence and aviations sectors and quality control procedures reflect this. Equally important are your exposures to the potential for your products to cause injury or harm where they may be safety critical.

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  • Property Owners Insurance

    An expertise both in Commercial and Residential property owners, we understand the sector and its particular needs and requirements. All our policies are bespoke offering leading edge wordings and enhancements to ensure that we obtain maximum benefits when a claim occurs.

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  • Logistics Insurance

    We understand that operating a warehouse and distribution facility is no easy task, we pride ourselves on working in partnership with you. Identifying your needs at the outset we then go about arranging a portfolio of policies which complement your business activities.

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  • Information TechnologyInsurance

    Whilst I.T. companies face many of the same exposures as most other businesses the speed at which technology evolves presents its own challenges. The key to success is staying ahead of the game, Backhouse take great pride in arranging policies that are able to adapt and change as quickly as technology itself.

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  • Retail & WholesaleInsurance

    Whatever size of company you run, it's essential that you protect your business with the most comprehensive insurance to give you complete peace of mind. This will allow you to concentrate on what you do best - working with customers and developing your own business.

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  • Education Insurance

    In the same way that every pupil has their own unique skill sets and personality traits, we recognise that every school or academy has its own nuances which need careful consideration. Our clients have chosen Backhouse because of the importance we place upon understanding these often unique requirements.

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Welcome to Backhouse Insurance

Backhouse Insurance is a leading independent insurance broker which specialises in providing insurance services to both Commercial and Private clients. We offer a wide range of insurance services and risk management solutions specifically tailored to the needs of our clients. Backhouse Insurance is a highly trained and motivated organisation that is dedicated to providing a quality service to all our clients.

Backhouse Insurance is a well respected broker with a strong reputation throughout the insurance industry, built through providing over 75 years of expert advice and personal service. This has allowed us to build strong relationships with insurance companies, which allows us to provide a wide range of reliable and flexible insurance products at competitive prices.

 

Please explore our site for more information, or alternatively contact a member of our team to discuss your requirements.

To view our Private Client Brochure please click here>

 

Financial Conduct Authority

Backhouse Insurance Brokers are authorised and regulated by the Financial Conduct Authority

12:58 am (36 minutes ago)
Natwest and parent company RBS have become the first UK banks to warn they may have to charge to accept deposits due to low interest rates.
Yesterday 8:07 pm (5 hours ago)
Former BHS owner Sir Philip Green demands an "immediate apology" from MP Frank Field for comments he made about his running of the collapsed retailer.
12:10 am (an hour ago)
Punishment of banks that break the rules may be better served by a new enforcer in the light of failures surrounding the HBOS collapse, MPs say.
Yesterday 8:59 pm (5 hours ago)
Oil prices have fallen to a three-month low, hit by rising concerns that a global oversupply of both crude and natural gas will dampen prices.
12:00 am (an hour ago)
O2 customer data is being sold by criminals on the dark net, the BBC's Victoria Derbyshire programme has learned.
Yesterday 4:13 pm (9 hours ago)
US internet firm Yahoo will be sold to American telecoms giant Verizon Communications for $5bn (£3.8bn) in cash.
Yesterday 1:01 pm (13 hours ago)
UK mortgage interest rates - already at record lows - have fallen in the first half of the year and "show no signs of stopping", says Moneyfacts.
Yesterday 4:32 pm (9 hours ago)
The DKNY fashion brand is heading back to New York, where designer Donna Karan founded the clothing company, after being sold by its French owners.
Yesterday 5:09 pm (8 hours ago)
UK betting firm William Hill is approached by rival gambling companies 888 and Rank Group about a merger.
Yesterday 5:03 pm (9 hours ago)
London's FTSE 100 turns negative after publication of the CBI's latest industrial trends survey that shows Brexit hitting business confidence.
Yesterday 3:34 pm (10 hours ago)
The delays experienced by motorists travelling to Dover "must never be allowed to happen again", P&O Ferries says.
Yesterday 9:52 am (16 hours ago)
BT Group will form a separate board for its Openreach business in a bid to persuade its regulator the company should not be broken up.
Yesterday 9:29 am (16 hours ago)
Shares in Japanese gaming giant Nintendo fall sharply as the firm says the success of Pokemon Go will only have a limited impact on its earnings.
Sunday, July 24th, 6:00 pm
Chancellor Philip Hammond insists EU is not in "punishment mode" over Brexit vote and tells the BBC he wants talks on developing a free trade relationship with China.
Yesterday 11:07 am (14 hours ago)
Stronger rules to protect workplace pension holders and to ensure they are paid in full may be needed in light of BHS's failure, MPs have said.
Yesterday 8:21 am (17 hours ago)
Chinese technology and smartphone giant Huawei reports a 40% surge in revenue for the first half of the year.
Sunday, July 24th, 12:38 pm
The UK's vote to leave the European Union adds to risks for the global economy, finance chiefs say at the G20 summit in China.
12:13 am (an hour ago)
How you dress can influence how people perceive you, but what should you be wearing to the office?
Sunday, July 24th, 11:51 pm
Former BHS owner Sir Philip Green should sign a "whacking huge cheque" to cover the hole in the BHS' pension scheme, Work and pensions committee chairman Frank Field tells the BBC.
Yesterday 6:41 am (19 hours ago)
Even with Chinese foreign investment on the increase, the decision by one entrepreneur to invest £1bn ($1.3bn) in the northern English city of Sheffield is remarkable.
Yesterday 5:41 am (20 hours ago)
Why businesses are banking on India's cinema superstar Rajinikanth for promotion.
Sunday, July 24th, 6:00 pm
Chancellor Philip Hammond says that the UK needs to "get on with" the process of leaving the EU, and do it in a way that minimises the impact on the economy.
Sunday, July 24th, 5:26 am
Model, actor and entrepreneur Lily Cole offers the business advice she wishes she had been given before she started out, for the BBC News series CEO Secrets.
Friday, July 22nd, 11:50 am
Sports Direct founder Mike Ashley must been aware of ‘disgraceful’ conditions, say MPs
Friday, July 22nd, 9:43 am
Nintendo's Pokemon Go is now available for players in Japan, the birthplace of the little monsters, says game developer Niantic Labs.
Thursday, July 21st, 3:06 pm
The last videocassette recorder (VCR) in Japan is to be produced by the end of the month, according to the Nikkei newspaper.
12:05 am (an hour ago)
The interconnectivity of people on social media means it is a perfect hunting ground for cybercriminals looking to do harm.
12:13 am (an hour ago)
Could sticking to the traditional suit at work hamper your career?
12:02 am (an hour ago)
The UK government's getting together with the retail giant Amazon, to start testing flying drones that can deliver parcels to your door.
Yesterday, 12:09 am
Whether your children are problems or prodigies, is it damaging to your career to talk about them too much in the workplace?
Yesterday, 12:13 am
How Gerry Cottle Jr went from being a trapeze artist in his dad's circus to setting up a popular rooftop cinema business.
Friday, July 22nd, 10:08 pm
What will Brexit mean for small towns in Poland that have seen their populations shrink as people left to live and work elsewhere in the EU?
Friday, July 22nd, 3:02 pm
The sister of missing Malaysia Airlines captain Zaharie Shah tells the BBC about her brother's disappearance, and why the story of MH370 must live on.
Friday, July 22nd, 12:09 am
As publishers struggle to attract eyeballs in the face of increasing competition from online content, can artificial intelligence help them?
Thursday, July 21st, 12:23 am
A look at the booming private security industry in the Central American country of Guatemala, where an average of 13 murders are committed every day.
Thursday, July 21st, 12:10 am
Three years have passed since Yahoo bought micro-blogging site Tumblr, but it is not the goldmine it once hoped.
Wednesday, July 20th, 1:24 pm
A lower cost base and partnerships with western universities is helping South Africa to develop online courses for students around the world.
Tuesday, July 19th, 1:31 am
Could F1 and aeronautical tech help Sir Ben Ainslie's 'flying' catamaran win the America's Cup?
Tuesday, July 19th, 12:10 am
Australia has been described as "the lucky country", but is it entrepreneurial spirit or abundant resources that has driven its success?
Tuesday, July 19th, 12:05 am
Google has made headlines for its forays into healthcare but what is its ultimate goal?
Tuesday, July 19th, 3:41 am
The former Chancellor George Osborne peppered media interviews with references to the "Northern Powerhouse" but what's next for the project since his departure?
Friday, July 15th, 12:02 am
Technology that makes audiences feel like they are in the movie, rather than just watching it, is helping cinemas sell more tickets at higher prices.
Monday, July 18th, 4:24 pm
ARM's technology is at the heart of millions of smartphones and tablets - but the company's inventions are used wider still.
Sunday, July 17th, 10:22 pm
A profile of Asian businessman Chatri Sityodtong who made his fortune on Wall Street before setting up fast-growing televised martial arts tournament., One Championship.
Friday, July 15th, 10:19 pm
Food, clothing and electrical items are likely to rise in price as a result of Brexit - but bills may not go up until next year
Thursday, July 14th, 4:28 pm
It's early days for Pokemon Go, but some believe the app marks a turning point in mobile video games.

PRESSURE SYSTEM FAILURE LEADS TO LARGEST EVER CORPORATE MANSLAUGHTER FINE

An investigation found an explosion resulted from a screw connection to an autoclave locking ring which secured a door to a machine.

HEALTH AND SAFETY (FEES) REGULATIONS 2012

New UK Legislation enabling the HSE to charge a Fee for Intervention (FFI)

What is FFI? 

Increased squatters risk in commercial properties
From 1st September squatting in residential buildings in England and Wales became a criminal offence

IS IT TIME TO REVALUE YOUR JEWELLERY

At present we are all seeing many articles and commentaries in the press and TV regarding the price of gold, silver and diamonds on a seemingly upward trend in cost.This is very true as you can see from the attached graph showing gold and silver over a two year period.

THEFT OF HEATING OIL

The cost of heating oil has increased significantly recently, resulting in more thefts of oil from both domestic and commercial properties.

The first indication that a theft has taken place is often when the heating stops working.

OVERVIEW – 2011

Rate reductions are still possible for clients for property and liability insurance.  Abundant capacity and competition between Insurers are preventing increases, other than where there has been poor claims experience on individual accounts or within specific sectors.

DO YOU HAVE DIRECTORS AND OFFICERS INSURANCE?

The first Corporate Manslaughter Prosecution has been successful in the United Kingdom.

It is more important than ever to ensure that your Managers, Directors, Officers as well as the Company have cover in place to protect them.

CHANGES TO THE MOTOR INSURANCE DATABASE

From 2011 if your vehicle is not registered on the MID and has not been declared as 'Off-Road' you will receive a letter warning you that you could face a fine, prosecution as well as your vehicle being clamped, seized or ultimately destroyed.

IMPORTANT CHANGES TO EMPLOYERS' LIABILITY INSURANCE FROM 1ST APRIL 2011

With effect from 1st April 2011 the Employers' liability Tracing Office (ELTO) will be introduced.

The purpose of the ELTO is to assist the insurance industry in meeting its obligations to help those who have suffered injury or disease in the workplace identify the relevant insurer quickly and efficiently.

We have since 2008 used Backhouse to place all our insurance risks, their unique approach to our tender process was one of the major factors behind placing out trust in Backhouse. They took the trouble to research our business carefully and brought to our attention areas of cover that had never been considered before.

Paul Reyner, Fagan and Whalley

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